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Fix car or buy a new one?

  • 12-06-2016 5:45pm
    #1
    Werty00
    Registered Users, Registered Users 2 Posts: 10 ✭


    Hi all,

    Just looking for a bit of advice. Have a 06 Honda Civic, no NCT, no tax and in need of a service. Tax high on it also, 700 a year. It's a good car though, and never caused me any issues but I feel that's is getting old and that if I bring it for a service it could unearth a few expensive issues. Am wondering should I sell it (maybe get 2k for it?) and buy something 2009/2010 (thinking another Civic or maybe a Volvo), or hang on to it and fix what needs to be fixed and not be saddled with a car loan for the next few years. All advice welcome!


Comments

  • #2
    Roger Mellie Man on the Telly
    Registered Users, Registered Users 2 Posts: 1,102 ✭✭✭Roger Mellie Man on the Telly


    Unless it has serious health problems, it'll be cheaper to service and keep it. Sounds like you're trying to justify changing it to yourself. No harm in that, but it'll cost you.


  • #3
    pablo128
    Closed Accounts Posts: 6,219 ✭✭✭pablo128


    What engine is in it? And what engine is in the car you want to buy?


  • #4
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    As said, if you just want a change there's no harm in that at all. But it doesn't sound logical to me to throw it away if it isn't broken. Get it in for an oil service and ask if there's anything it needs. Then put it through the NCT and see if it passes. If it passes happy days, if it fails you can just go back to the mechanic and get whatever needs fixing.

    You are not going to save any money by essentially binning the car. And €700 is not a lot of tax money. You'll lose a lot more than that in the first year in depreciation alone of a new car, plus the cost of the car loan.


  • #5
    Del2005
    Registered Users, Registered Users 2 Posts: 19,102 ✭✭✭✭Del2005


    Werty00 wrote: »
    Hi all,

    Just looking for a bit of advice. Have a 06 Honda Civic, no NCT, no tax and in need of a service. Tax high on it also, 700 a year. It's a good car though, and never caused me any issues but I feel that's is getting old and that if I bring it for a service it could unearth a few expensive issues. Am wondering should I sell it (maybe get 2k for it?) and buy something 2009/2010 (thinking another Civic or maybe a Volvo), or hang on to it and fix what needs to be fixed and not be saddled with a car loan for the next few years. All advice welcome!

    No harm in getting checked by a mechanic and seeing what needs doing. Then stick it through the NCT and if it passes or fails figure how much it'll cost to fix.

    You won't get 2k for a 10 year old car with no NCT or tax and the amount you want to put into an unknown car would repair and tax the car you have for a few years.


  • #6
    Werty00
    Registered Users, Registered Users 2 Posts: 10 ✭Werty00


    Thanks for all the replies. If I could I'd prefer to keep it but am just worried that I may have to pour the guts of 1000 into it (I must also backdate the tax for a year, different issue was caught driving it without tax and it has come to court). Would I just be looking at changing this 10-year-old car in another two or three years anyway and so is it worth pouring money into it now? Not mad to get a newer car to be honest, but don't want to be plugging money away into this one if I am only looking at another year or two with it. Cheers


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  • #7
    cgc5483
    Registered Users, Registered Users 2 Posts: 643 ✭✭✭cgc5483


    Werty00 wrote:
    Thanks for all the replies. If I could I'd prefer to keep it but am just worried that I may have to pour the guts of 1000 into it (I must also backdate the tax for a year, different issue was caught driving it without tax and it has come to court). Would I just be looking at changing this 10-year-old car in another two or three years anyway and so is it worth pouring money into it now? Not mad to get a newer car to be honest, but don't want to be plugging money away into this one if I am only looking at another year or two with it. Cheers

    Would suggest you keep it. Have the same car and same year. Looked at changing myself before NCT but just worth very little now and not likely to lose much value over the next couple of years. Spent about 700 to get thru NCT but changing would have cost much more and can save a bit more over the next couple of years


  • #8
    Jesus.
    Banned (with Prison Access) Posts: 4,794 ✭✭✭Jesus.


    Put it through the NCT. If there's a load of expensive fixes then bin it. If not, fix it up and keep it. It should be good for a few more years and then scrap it when it falls to sh1t.


  • #9
    grogi
    Registered Users, Registered Users 2 Posts: 8,616 ✭✭✭grogi


    Werty00 wrote: »
    Thanks for all the replies. If I could I'd prefer to keep it but am just worried that I may have to pour the guts of 1000 into it (I must also backdate the tax for a year, different issue was caught driving it without tax and it has come to court). Would I just be looking at changing this 10-year-old car in another two or three years anyway and so is it worth pouring money into it now? Not mad to get a newer car to be honest, but don't want to be plugging money away into this one if I am only looking at another year or two with it. Cheers

    On one hand you'll spend grand on fixing it and taxing - and you'll know what you have.

    On the other you'll spend couple of grands on newer car - and you won't know for sure how it was serviced...

    If you want to upgrade only from financial point of view, it makes really no sense, until the point when insuring becomes an issue. If you want to upgrade to get piece of mind, you'd need to upgrade to something much younger...


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