Important: car insurance

Hammer89

Hi guys,

Someone I know has just been in a car accident. They're alright, but the person has no car insurance. What kind of punishment is he looking at?

punisher5112

Hammer89 wrote: »

Hi guys,

Someone I know has just been in a car accident. They're alright, but the person has no car insurance. What kind of punishment is he looking at?

Honestly 2 year ban and big fine...

biko

Did the uninsured person cause the collision?
If so the damaged car's owner will claim from www.mibi.ie

Hammer89

biko wrote: »

Did the uninsured person cause the collision?

That's unclear at the moment sadly.

Timberrrrrrrr

Hammer89 wrote: »

Hi guys,

Someone I know has just been in a car accident. They're alright, but the person has no car insurance. What kind of punishment is he looking at?

Preferably a long stint in prison and a life time driving ban.

biko

Why is it important what punishment the uninsured person gets?
Is it your mate that's uninsured?

SarahS2013

I was hit by an insured driver 2 years ago, case still progressing through MIBI via solicitor.
The guards called to the address the insured driver had given me (she had a fake insurance disc in their car) and turned out she had lied about the address too so she's got away scot free and is probably still driving around with no insurance.

SarahS2013

Just found this:
Failure to have motor insurance or driving without insurance in Ireland is generally punishable by:

A fine of up to €5,000
5 penalty points and
At the discretion of the court, a term of imprisonment not exceeding six months.
The court may decide that you be disqualified from driving instead of incurring penalty points. In that case, you will be disqualified for 2 years or more for a first offence and 4 years or more in the case of a second offence committed within 3 years of the first.
Source: http://www.citizensinformation.ie/en/travel_and_recreation/motoring_1/motor_tax_and_insurance/motor_insurance.html

Hammer89

The culprit was drunk, slammed into the back of him (the person I know). Both left the scene. I don't know any more than that. Obviously leaving the scene isn't smart. What would you's suggest? I know nothing about cars.

SarahS2013

Did he get the details off the other party? Much damage to your friend's car?

If one was drunk and the other uninsured I assume the incident wasn't reported and neither will be in any rush to report it if they have any bit of cop on.

If its not reported then nothing will come of it.

Corvo

Hammer89 wrote: »

The culprit was drunk, slammed into the back of him (the person I know). Both left the scene. I don't know any more than that. Obviously leaving the scene isn't smart. What would you's suggest? I know nothing about cars.

I'd suggest getting a solicitor.

Hammer89

SarahS2013 wrote: »

Did he get the details off the other party? Much damage to your friend's car?

I'm not sure on either account, but he got the phone number of a few witnesses who saw the driver stumble out of the car and slur his words.

Hammer89

Tori Careful Bearded wrote: »

If one was drunk and the other uninsured I assume the incident wasn't reported and neither will be in any rush to report it if they have any bit of cop on.

If its not reported then nothing will come of it.

Yes but then neither idiot learns any lesson whatsoever. There's a moral issue which I'm not okay with frankly.

ofcork

SarahS2013 wrote: »

I was hit by an insured driver 2 years ago, case still progressing through MIBI via solicitor.
The guards called to the address the insured driver had given me (she had a fake insurance disc in their car) and turned out she had lied about the address too so she's got away scot free and is probably still driving around with no insurance.

Could they not find her through the reg?

bazz26

I'm tempted to call a situation like this where a drunk driver crashes into an uninsured driver as karma but the sad thing is if this incident just slides because of that then chances are both parties will end up continuing to drive uninsured or drunk. Next time though they could easily hit/injure or worse an innocent party.

selectamatic

No way of properly proving the driver was drunk only witness' thinking he looked drunk whereas it's easy prove whether the other driver was uninsured. So moral situation or not your friend will come off worse whereas the other buck will probably get off.

Atlantic Dawn

A drunk colliding with an uninsured, couldn't happen to 2 people more who deserved it.

SarahS2013

ofcork wrote: »

Could they not find her through the reg?

Guards went to the address the car was registered to only to be told "Nahh, sorry, she had a kid with me brother and doesn't live here. She lives around hostels in town".

Charming.