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2 cars, one policy

  • 29-05-2016 8:48pm
    #1
    Registered Users, Registered Users 2 Posts: 503 ✭✭✭


    I'm insured on my fathers policy. Would his insurance go way up if he put another car on his insurance?


Comments

  • Registered Users, Registered Users 2 Posts: 51,363 ✭✭✭✭bazz26


    I don't think there are any insurance companies in Ireland that will allow you add more than one car to a policy. However some insurance companies will allow you to mirror your NCB on a second car when you take out a separate policy on it.


  • Registered Users, Registered Users 2 Posts: 1,035 ✭✭✭ei9go




  • Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    ei9go wrote: »

    That's COMPLETELY different from what the OP is asking.

    He wants to know if his dad can insure an additional car under the existing policy.

    The Aviva offer is for a new policy for a different policy holder that is living in the same house.


  • Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    OP, what you are asking is if your Dad can insure a second, different car under his existing policy, presumably for you to be the main driver of it.

    Not only do insurers in Ireland not offer this, if that's what you were thinking of doing it is known as fronting (where a parent insures a car in their own name with a child as a named driver, in order to get a cheaper policy for their child) and is fraud.

    Insurance companies are very aware of this practice and will do their level best to avoid it.


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