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refund to debit card

  • 25-05-2016 11:24pm
    #1
    boodamon
    Registered Users, Registered Users 2 Posts: 2 ✭


    Hi I hard a large sum of money refunded to my debit card yesterday and I checked my online statement and it states that it has been refunded. however it is not shown up on my balance as of yet. Does it take some time to process even though it shows that a refund has been made. ? thanks in advance.


Comments

  • #2
    Widdershins
    Registered Users, Registered Users 2 Posts: 10,633 ✭✭✭✭Widdershins


    boodamon wrote: »
    Hi I hard a large sum of money refunded to my debit card yesterday and I checked my online statement and it states that it has been refunded. however it is not shown up on my balance as of yet. Does it take some time to process even though it shows that a refund has been made. ? thanks in advance.

    It can take a few days for the funds to show up and become available to spend.


  • #3
    boodamon
    Registered Users, Registered Users 2 Posts: 2 ✭boodamon


    Thank you I just panicked when it said on my online bank statement that the money was paid into my account even though it was not visible or is not visible in my balance. I thought it would take a few days to even show up


  • #4
    Joseph
    Registered Users, Registered Users 2 Posts: 1,521 ✭✭✭Joseph


    Hmm.. I thought debit refunds were instant unlike credit card refunds.


  • #5
    L1011
    Registered Users, Registered Users 2 Posts: 71,141 ✭✭✭✭L1011


    Joseph wrote: »
    Hmm.. I thought debit refunds were instant unlike credit card refunds.

    Usually much longer. Depends on the bank


  • #6
    VincePP
    Closed Accounts Posts: 982 ✭✭✭VincePP


    If the refund was processed yesterday, it will show fiarly quickly as a pending transaction and will be "cleared" the following working day.

    Doesn't matter whether its credit or debit - they all use the visa or mastercard systems.

    When the laser system was being used it was quicker as it was an internal Irish bank system - it still took 2 days though. (credit cards took 3-4 days until systems changed last year)


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  • #7
    Carawaystick
    Registered Users, Registered Users 2 Posts: 8,779 ✭✭✭Carawaystick


    Shouldn't it take at most one working day with sepa?


  • #8
    GerardKeating
    Registered Users, Registered Users 2 Posts: 7,805 ✭✭✭GerardKeating


    Carawaystick wrote: »
    Shouldn't it take at most one working day with sepa?

    Nothing to do with SEPA, it will be the relevant Card Scheme (Visa or Mastercard) that will process the transaction.


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