Can my parents become main drivers for my car? Even though they have their own?

Mccabe96

Hi, both my parents are with Allianz for their car insurance, and the best possible deal I can get for myself is with Liberty Insurance, 1868 with my parent as main driver and me on the insurance. Can they still go main driver for me on my car while keeping their own with Allianz? are can they only be insured on one car? thanks.

biko

In short - no.



Long answer, main driver MUST be primary driver.

Mccabe96

biko wrote: »

In short - no.



Long answer, main driver MUST be primary driver.

So they can't be main driver of two cars?

bazz26

Who is your car registered to? Policy holder on the car normally needs to be the registered owner except in cases like husband and wife. They ask are you the registered owner every time you take out insurance with them.

Going by your other thread about buying a car and insurance, you will really be on a slippery slope driving a car unaccompanied on a learner permit and putting someone else down as the main driver of your car when they are not.

Mccabe96

bazz26 wrote: »

Who is your car registered to? Policy holder on the car normally needs to be the registered owner except in cases like husband and wife. They ask are you the registered owner every time you take out insurance with them.

Going by your other thread about buying a car and insurance, you will really be on a slippery slope driving a car unaccompanied on a learner permit and putting someone else down as the main driver of your car when they are not.

My only question is, could my dad become the main policy holder and me a driver on the car while he's insured on his own van with another insurance company?

Henry Ford III

Mccabe96 wrote: »

My only question is, could my dad become the main policy holder and me a driver on the car while he's insured on his own van with another insurance company?

1/. Tell the truth.
2/. Who owns the car?
3/. Who will normally drive the car?

It smells like you are looking to have your Dad "Front" an insurance policy for you tbh.

That's dodgy ground.

Mccabe96

Henry Ford III wrote: »

1/. Tell the truth.
2/. Who owns the car?
3/. Who will normally drive the car?

It smells like you are looking to have your Dad "Front" an insurance policy for you tbh.

That's dodgy ground.

You sound like a snobby ass. Most people couldn't afford the price of insurance if they didn't have their parents do this, so many young people do it this way as its too expensive any other way.

Old Perry

Mccabe96 wrote: »

You sound like a snobby ass. Most people couldn't afford the price of insurance if they didn't have their parents do this, so many young people do it this way as its too expensive any other way.

Theres your answer so. Personally id go on your own policy and start buildin up that ncb, sometimes its not feasible though.

colm_mcm

Mccabe96 wrote: »

You sound like a snobby ass. Most people couldn't afford the price of insurance if they didn't have their parents do this, so many young people do it this way as its too expensive any other way.

I don't know why you asked for advice if you can't handle not getting the answer you want :?

Henry Ford III

Mccabe96 wrote: »

You sound like a snobby ass. Most people couldn't afford the price of insurance if they didn't have their parents do this, so many young people do it this way as its too expensive any other way.

No insults please.

Obtaining insurance through deception can jeopardise the cover, and in the event of a claim can put existing NCB's in danger. It could also make you uninsurable in the future.

Thankfully insurers are normally able see through these scams.

biko

You have your answer OP.