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Why are your variable mortgage rates so high

  • 21-05-2016 3:38am
    #1
    stefanovich
    Registered Users, Registered Users 2 Posts: 5,490 ✭✭✭


    I'm not even going to bother comparing you to the rest of Europe.


    I'm just wondering why you are pushing the gimmicks like 2% cashback and 10% extra on your mortgagesaver account when your interest rate is a whole percentage point higher than your competitors? Are you targeting the financially irresponsible?


    Currently saving and based on my research KBC or AIB look to be the ones to go for. What do I get with a BOI mortgage that makes you competitive? Why should I not move my current account to KBC with their high interest savings and low interest (for Ireland) mortgage.


Comments

  • #2
    Bank of Ireland: Tara P
    Closed Accounts Posts: 573 ✭✭✭Bank of Ireland: Tara P


    stefanovich wrote: »
    I'm not even going to bother comparing you to the rest of Europe.


    I'm just wondering why you are pushing the gimmicks like 2% cashback and 10% extra on your mortgagesaver account when your interest rate is a whole percentage point higher than your competitors? Are you targeting the financially irresponsible?


    Currently saving and based on my research KBC or AIB look to be the ones to go for. What do I get with a BOI mortgage that makes you competitive? Why should I not move my current account to KBC with their high interest savings and low interest (for Ireland) mortgage.
    Hi Stefanovich,

    Thanks for getting in touch with us here on Boards.ie.

    Our mortgage rates do remain under review and we will be sure to advise of any future changes.

    For information on our Mortgage offers please see here.

    Thanks,

    Tara C


  • #3
    epfff
    Registered Users, Registered Users 2 Posts: 1,428 ✭✭✭epfff


    stefanovich wrote: »
    I'm not even going to bother comparing you to the rest of Europe.


    I'm just wondering why you are pushing the gimmicks like 2% cashback and 10% extra on your mortgagesaver account when your interest rate is a whole percentage point higher than your competitors? Are you targeting the financially irresponsible?


    Currently saving and based on my research KBC or AIB look to be the ones to go for. What do I get with a BOI mortgage that makes you competitive? Why should I not move my current account to KBC with their high interest savings and low interest (for Ireland) mortgage.
    excellent post
    would their be an appetite out their among existing paying mortgage customers in forming a group to warn future home buyers about how existing customers are being treated


  • #4
    Bank of Ireland: Helen
    Closed Accounts Posts: 147 ✭✭Bank of Ireland: Helen


    epfff wrote: »
    stefanovich wrote: »
    I'm not even going to bother comparing you to the rest of Europe.


    I'm just wondering why you are pushing the gimmicks like 2% cashback and 10% extra on your mortgagesaver account when your interest rate is a whole percentage point higher than your competitors? Are you targeting the financially irresponsible?


    Currently saving and based on my research KBC or AIB look to be the ones to go for. What do I get with a BOI mortgage that makes you competitive? Why should I not move my current account to KBC with their high interest savings and low interest (for Ireland) mortgage.
    excellent post
    would their be an appetite out their among existing paying mortgage customers in forming a group to warn future home buyers about how existing customers are being treated
    Hi epff,
     
    Thank you for contacting us today.
     
    We’re sorry to hear you feel you have been mistreated, is there anything we can help you with here?
     
    Thanks
    Helen


  • #5
    epfff
    Registered Users, Registered Users 2 Posts: 1,428 ✭✭✭epfff


    Bank of Ireland: Helen wrote: »
    Hi epff,
     
    Thank you for contacting us today.
     
    We’re sorry to hear you feel you have been mistreated, is there anything we can help you with here?
     
    Thanks
    Helen

    Bring yeer variable rates in line with all the other banks in the country


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