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Credit union loan querie

  • 18-05-2016 10:51pm
    #1
    wingsof daun
    Registered Users, Registered Users 2 Posts: 270 ✭✭


    Would the credit union give out a holiday loan circa. 1000euro without me needing to provide my bank statements? I had a few hundred in my CU account for a year and in March I topped it up to about 800euro. I have not withdrawn any money for years either. The problem is I gamble online and that can be seen on my bank statements. :(


Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,858 Mod ✭✭✭✭Henry Ford III


    Ask the C.U.


  • #3
    EIREAROEIRE
    Registered Users, Registered Users 2 Posts: 100 ✭✭EIREAROEIRE


    they work on history how u deposit and weekly payments with them they are independant buisness dont work with other banks


  • #4
    Spocker
    Moderators Posts: 6,900 ✭✭✭Spocker


    You'll typically have to supply 3 payslips and 3 months bank statements when applying for the loan. The only exception would be if you are taking out a secured loan i.e. if the value of the savings is greater than the value of your loan.

    Remember, you won't be able to withdraw any savings you have pledged as security for the loan, until the loan has been repaid


  • #5
    wingsof daun
    Registered Users, Registered Users 2 Posts: 270 ✭✭wingsof daun


    I might go for a secured loan - I'd rather not show any bank statements and 3 months worth is a heck of a lot :eek:


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