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How long do you have to declare a claim for?

  • 04-05-2016 9:43am
    #1
    discombobulate
    Registered Users, Registered Users 2 Posts: 2,846 ✭✭✭


    I had a claim just under 3 years ago and my insurance is up for renewal. I vaguely remember seeing one or two companies before that only ask for a claim in the last 3 years to be declared with most asking for 5. Anyone know who only requires the 3 years?


Comments

  • #2
    KeithTS
    Registered Users, Registered Users 2 Posts: 743 ✭✭✭KeithTS


    I believe Aviva only ask for 3. Axa were 3 but asked for four last time I got a quote from them, perhaps it's increasing across the board.
    If you go through a brokers they may ask for 5 just so they have all the info if any companies require more than 3, doesn't necessarily mean that all the companies they approach require it though.


  • #3
    biko
    Registered Users, Registered Users 2 Posts: 81,219 ✭✭✭✭biko


    https://www.google.com/search?q=insurance+claim+last+%223+years%22+site:.ie
    gives some options


  • #4
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #5
    Chiorino
    Registered Users, Registered Users 2 Posts: 622 ✭✭✭Chiorino


    Fred Swanson wrote: »
    This post has been deleted.

    Agreed but I'm sure I read somewhere (could have been another thread here) that some companies now will leave the question open ended?


  • #6
    Corvo
    Registered Users, Registered Users 2 Posts: 3,721 ✭✭✭Corvo


    Chiorino wrote: »
    Agreed but I'm sure I read somewhere (could have been another thread here) that some companies now will leave the question open ended?

    I have seen it asked "have you ever had any motor claims" etc. without specifying a time scale.


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  • #7
    Mint Sauce
    Registered Users, Registered Users 2 Posts: 29,293 ✭✭✭✭Mint Sauce


    Have called several in the last couple of weeks. All asked for in the last 4/5 years. Would still tell of any claim though, even if longer ago.


  • #8
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


  • #9
    discombobulate
    Registered Users, Registered Users 2 Posts: 2,846 ✭✭✭discombobulate


    Liberty only ask for 3 after going through a few quotes now. Quotes i'm getting everywhere are around 300 more than i paid last year!


  • #10
    pred racer
    Registered Users, Registered Users 2 Posts: 4,384 ✭✭✭pred racer


    discombobulate wrote: »
    Liberty only ask for 3 after going through a few quotes now. Quotes i'm getting everywhere are around 300 more than i paid last year!

    Welcome to the rape train insurance renewal party ;)


  • #11
    Mint Sauce
    Registered Users, Registered Users 2 Posts: 29,293 ✭✭✭✭Mint Sauce


    Fred Swanson wrote: »
    This post has been deleted.

    If in doubt, tell it. It has not affected any quote yet.


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  • #12
    Fred Swanson
    Closed Accounts Posts: 21,730 ✭✭✭✭Fred Swanson


    This post has been deleted.


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