If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Fleet accident affecting my personal policy

murrak123 · 2016-04-25 23:11:55

As above, does having an accident in a company vechicle affect your personal policy no claims bonus?

25-04-2016 11:11pm

#1

murrak123

Registered Users, Registered Users 2 Posts: 74 ✭✭

Join Date: April 2013

Posts: 54

As above, does having an accident in a company vechicle affect your personal policy no claims bonus?

0

Comments

#2 26-04-2016 12:05am

Del2005

Registered Users, Registered Users 2 Posts: 19,123 ✭✭✭✭

Join Date: January 2005

Posts: 18924

It shouldn't affect the NCD but it will affect the premium.

0
#3 26-04-2016 9:33am

Seth Brundle

Moderators, Politics Moderators Posts: 41,647 Mod ✭✭✭✭

Join Date: April 2003

Posts: 40573

They usually ask "any accidents, claims or convictions within the last X years?".
You have a duty to be honest and upfront or it could affect the policy in the event of a claim.

0
#4 26-04-2016 9:34am

punisher5112

Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭

Join Date: December 2013

Posts: 24543

Depends on who is at fault.

0
#5 26-04-2016 9:36am

godtabh

Moderators, Science, Health & Environment Moderators Posts: 23,248 Mod ✭✭✭✭

Join Date: April 2005

Posts: 21050

I had a crash in my wifes car. I am a named driver on her policy and vice versa.

Her premium went up and mine didnt. Same insurance companies with all facts disclosed.

0
#6 26-04-2016 9:50am

Buona Fortuna

Closed Accounts Posts: 3,507 ✭✭✭

Join Date: August 2014

Posts: 3379

Had a company car in the UK. Someone tried to screw the car (badly) in a car park. Two years later when I gave up the company car they loaded my new private policy.

Go figure - other than any excuse to load the premium.

0
Advertisement