Opinions/thoughts on this property

Mental Mickey

http://touch.daft.ie/meath/bungalows-for-sale/kilbride/9-cherry-tree-drive-kilbride-meath-1020314/

What are people's opinions/thoughts on the above property?

Myself and my fiancée found this while browsing this evening.

She currently owns a one bed apartment while I am at home.

We are both wheelchair users, and would think this property would be ideal(with some alterations).

athtrasna

The two things that jump out at me are the D2 BER Rating..not great, and the narrowness of the kitchen, not sure there's room to turn a wheelchair in there?

Most of the photographs are taken from funny angles, hard to tell how wheelchair friendly the layout is.

Mental Mickey

athtrasna wrote: »

The two things that jump out at me are the D2 BER Rating..not great, and the narrowness of the kitchen, not sure there's room to turn a wheelchair in there?

Most of the photographs are taken from funny angles, hard to tell how wheelchair friendly the layout is.

We're going to go down to look at it at the weekend

Baby01032012

I would agree with previous poster on kitchen doors etc., only way to judge if wheelchair Friendly is to check it out.

Price wise seems very expensive for 2 bed in that location - probably why it's on sale since January 2015 with little movement in price.

Mental Mickey

Baby01032012 wrote: »

I would agree with previous poster on kitchen doors etc., only way to judge if wheelchair Friendly is to check it out.

Price wise seems very expensive for 2 bed in that location - probably why it's on sale since January 2015 with little movement in price.

Rang this morning- it's sale agreed.

Mental Mickey

Found another one in Clonsilla for €115k

Baby01032012

Mental Mickey wrote: »

Found another one in Clonsilla for €115k

First viewing was last sat. Can't tell much from photos. It says in need of complete refurbishment.
It's not the best location either.

Where do you want to live? Meath ( your last property interest ) and clonsila are very far apart. Where is family/friends/support for you and your partner?

Mental Mickey

Baby01032012 wrote: »

First viewing was last sat. Can't tell much from photos. It says in need of complete refurbishment.
It's not the best location either.

Where do you want to live? Meath ( your last property interest ) and clonsila are very far apart. Where is family/friends/support for you and your partner?

There's another viewing at the end of next week.

We're looking at anything on the outskirts of Dublin(north or west). Our budget is 100 - 200k, and must be a bungalow.

We both have family in Dublin. I also have a brother living in Kildare.

Mental Mickey

There's currently an offer in for this property of 155k.

Should we opt out or go look anyhow just to get an idea of it?

Mental Mickey

Anyone?

MarkAnthony

Mental Mickey wrote: »

Anyone?

Only you can answer these questions. I think you probably need more guidance generally.

Go and see as many properties as possible. Set a maximum on each property based on what it's worth to you and what properties have gone for in the area.

You're going to get loads of disappointment, that's just the brakes I'm afraid.

If you're renovating, have you worked through how that will work with a mortgage etc.

Best of luck.

lollsangel

Mental Mickey wrote: »

Anyone?

Go have a look but don't get too attached it's 40k over budget already and as you said will need serious work

Mental Mickey

lollsangel wrote: »

Go have a look but don't get too attached it's 40k over budget already and as you said will need serious work

Had a look today. It's an absolute kip! Not worth 155k

Parchment

Seems hugely overpriced to me.

Mental Mickey

Parchment wrote: »

Seems hugely overpriced to me.

It's priced at 115k but the current offer is 155k. House needs an AWFUL lot of work.

It's totally unsuitable for wheelchair users. House has a side entrance, a double door entrance(we both had to ask one of the other prospective buyers to help us in & out of the house.). The passageway up to the side door was extremely narrow too - barely enough room to get our wheelchairs through.

The bathroom is tiny - the bedroom is also quite small - the hallway is quite narrow. There was a massive hole in the ceiling of one of the rooms, which was caused by dry rot.

All in all, a thoroughly horrible kip!!

amdublin

Mental Mickey wrote: »

It's priced at 115k but the current offer is 155k. House needs an AWFUL lot of work.

It's totally unsuitable for wheelchair users. House has a side entrance, a double door entrance(we both had to ask one of the other prospective buyers to help us in & out of the house.). The passageway up to the side door was extremely narrow too - barely enough room to get our wheelchairs through.

The bathroom is tiny - the bedroom is also quite small - the hallway is quite narrow. There was a massive hole in the ceiling of one of the rooms, which was caused by dry rot.

All in all, a thoroughly horrible kip!!

To be fair I was surprised there was a house for 115k or 155k in Clonsilla, normally way higher. So not surprised it is in such bad condition if priced at that.


Just out of interest is it Clonsilla proper or more Hartstown/Huntstown/other area??

Mental Mickey

Huntstown

JuliusCaesar

The only way of assessing houses for sale is go and look at as many as possible inside and just out of your price range. It's really only when you've seen 20 or so that you get to realise just what you want, what your deal-breakers are (and they may be different to each of you), and what's a good compromise - how much can you afford on adaptations/renovations.

See as many as you can, in short. Don't go by pictures or estate agents spiels.

Mental Mickey

Found another one in Swords. Beautiful looking place

MarkAnthony

Mental Mickey wrote: »

Found another one in Swords. Beautiful looking place

North Dublin is the promised land. :pac:

Mental Mickey

Can't post the link, but it's on Kettles Lane and looks absolutely fantastic. Low maintenance too, which would be ideal for us.

Stheno

Mental Mickey wrote: »

Can't post the link, but it's on Kettles Lane and looks absolutely fantastic. Low maintenance too, which would be ideal for us.

Did you check the BER rating?

Also it's very very small, about 650 sq feet

Michael D Not Higgins

Is this the one? http://www.myhome.ie/residential/brochure/stone-cottage-kettle-s-lane-cloghran-swords-dublin/2611370

Mental Mickey

Michael D Not Higgins wrote: »

Is this the one? http://www.myhome.ie/residential/brochure/stone-cottage-kettle-s-lane-cloghran-swords-dublin/2611370

That's it

maximum12

Mental Mickey wrote: »

That's it

While it looks nice inside, it's right beside the old N1 which is a busy and fast road even if the speed limit is officially 60.

Secondly, when the new runway is built that house will be basically at the end of the runway.

Mental Mickey

maximum12 wrote: »

While it looks nice inside, it's right beside the old N1 which is a busy and fast road even if the speed limit is officially 60.

Secondly, when the new runway is built that house will be basically at the end of the runway.

Really? ****

Mental Mickey

http://www.myhome.ie/residential/brochure/5-cherrywood-avenue-dublin-22-dublin/3616538

How about this one? According to EA, current offer is 215k

lollsangel

Mental Mickey wrote: »

http://www.myhome.ie/residential/brochure/5-cherrywood-avenue-dublin-22-dublin/3616538

How about this one? According to EA, current offer is 215k

I'd be worried about the e1 rating to be honest

Mental Mickey

lollsangel wrote: »

I'd be worried about the e1 rating to be honest

Is that poor? Bear in mind, the house is 30 years old

MarkAnthony

Mental Mickey wrote: »

http://www.myhome.ie/residential/brochure/5-cherrywood-avenue-dublin-22-dublin/3616538

How about this one? According to EA, current offer is 215k

Overpriced for the area. Walk in condition properties usually attract a ridiculous premium. The trick is to get structurally sound while internally tatty IMHO.

Mental Mickey

We haven't got the money to do it up, that's why we're looking for a ready-made house.

We will, however, be applying for grants to get any necessary modifications done to it.

Spanish Eyes

As if house hunting was not bad enough for everyone now, but you two need a wheelchair accessible house too.

Best of luck in your search.

My friend bought a little bungalow in Palmerstown, Oak Court. Loves it. She didn't need wheelchair access or anything, but it is future proofed for her old age, as she said herself!

Mental Mickey

Spanish Eyes wrote: »

As if house hunting was not bad enough for everyone now, but you two need a wheelchair accessible house too.

Best of luck in your search.

My friend bought a little bungalow in Palmerstown, Oak Court. Loves it. She didn't need wheelchair access or anything, but it is future proofed for her old age, as she said herself!

Thanks. I'm from that area, but am looking for elsewhere.

MarkAnthony

MarkAnthony wrote: »

Overpriced for the area. Walk in condition properties usually attract a ridiculous premium. The trick is to get structurally sound while internally tatty IMHO.

To be honest in my looking (not in Dublin mind) the difference in price between a recently renovated property and one in need of renovation is not as big as it should be in a lot of cases (i.e. not cheap enough to reflect the level of work).

Mental Mickey

Guys

This question is probably being asked in the wrong forum, but can anyone tell me, is it harder to get a loan as a person with a disability? OH thinks they will pull us up medically?

MarkAnthony

Micheal Black Meter wrote: »

To be honest in my looking (not in Dublin mind) the difference in price between a recently renovated property and one in need of renovation is not as big as it should be in a lot of cases (i.e. not cheap enough to reflect the level of work).

That gaffe is vastly over priced IMHO. I'm not great on prices outside of the M50 but a place on Ruben st. in D8 went mental due to it's (reasonable) condition.

Mental Mickey

MarkAnthony wrote: »

That gaffe is vastly over priced IMHO. I'm not great on prices outside of the M50 but a place on Ruben st. in D8 went mental due to it's (reasonable) condition.

Yes but that property may not be suitable for us as wheelchair users.....?

Rachiee

Mental Mickey wrote: »

Guys

This question is probably being asked in the wrong forum, but can anyone tell me, is it harder to get a loan as a person with a disability? OH thinks they will pull us up medically?

In my experience the difficulty is with getting life assurance which forms an essential part of the mortgage offer. The bank will have their own company that they use (you dont have to go with their company but you do need a policy that includes the mortgage) you will get a policy but it will be loaded against you so vastly more expensive and so higher repayments.

The bank may take this into consideration and so offer you a lower loan amount to ensure the repayments are still affordable.

Hope this helps overall it depends on the on your indvidual circumstance thats just an idea of what to be prepared for. Best bet is just to make a few appointments with different banks and see what they say.

Mental Mickey

Rachiee wrote: »

In my experience the difficulty is with getting life assurance which forms an essential part of the mortgage offer. The bank will have their own company that they use (you dont have to go with their company but you do need a policy that includes the mortgage) you will get a policy but it will be loaded against you so vastly more expensive and so higher repayments.

The bank may take this into consideration and so offer you a lower loan amount to ensure the repayments are still affordable.

Hope this helps overall it depends on the on your indvidual circumstance thats just an idea of what to be prepared for. Best bet is just to make a few appointments with different banks and see what they say.

The reason I'm asking is because my OH was refused mortgage protection on grounds of disability when she purchased her apartment

Mental Mickey

Offer is up at 225k now

Mental Mickey

We went to see it earlier. It's absolutely beautiful. In pristine condition. It's a private sale too.....

zef

The one at the back of Swords? I'm originally from across the road. Is the whole house open plan?
I've been looking to downsize in the future and would love something like that- at 135k it's good value if structurally sound, i've been looking t 1 & 2 bed bungalows / cottages also. Good luck, I hope you get it.

Mental Mickey

zef wrote: »

The one at the back of Swords? I'm originally from across the road. Is the whole house open plan?
I've been looking to downsize in the future and would love something like that- at 135k it's good value if structurally sound, i've been looking t 1 & 2 bed bungalows / cottages also. Good luck, I hope you get it.

No. This is a different one in Clondalkin. Not going near that one in swords. Too far out

Mental Mickey

Current offer is 225,000. Rang the EA this morning.

Friends are saying its bs - as in how can a house suddenly go from just over 199k - opening price - to now being 225k....?

athtrasna

Mental Mickey wrote: »

Current offer is 225,000. Rang the EA this morning.

Friends are saying its bs - as in how can a house suddenly go from just over 199k - opening price - to now being 225k....?

We pulled out of bidding on a house in the boom time, asking price 580K, was 800K in a week so totally possible!

Mental Mickey

Not going to get involved in it. Not ready

MarkAnthony

Mental Mickey wrote: »

Current offer is 225,000. Rang the EA this morning.

Friends are saying its bs - as in how can a house suddenly go from just over 199k - opening price - to now being 225k....?

As I said above walk in condition properties are attracting a premium. Looking for 10% of 200K v. 220K is only 2K. Buying a house for 175K and then sinking 25K into it to do it up isn't within the reach of some - although I believe a mortgage can be had taking renovations into account.

It's also very possible to generate interest by underpricing the property especially (no disrespect intended) in Clondalkin where one might be put off by the address. I had a similar thing happen to me in Kilbarrack, I went in 10K over asking in an attempt to put off the two other interested parties as the house was exactly what we wanted.

If you look around the area there are a number of similar properties, that's the best one - I bet you most people are seeing all of them and potentially putting in offers on more than one.

Mental Mickey

MarkAnthony wrote: »

As I said above walk in condition properties are attracting a premium. Looking for 10% of 200K v. 220K is only 2K. Buying a house for 175K and then sinking 25K into it to do it up isn't within the reach of some - although I believe a mortgage can be had taking renovations into account.

It's also very possible to generate interest by underpricing the property especially (no disrespect intended) in Clondalkin where one might be put off by the address. I had a similar thing happen to me in Kilbarrack, I went in 10K over asking in an attempt to put off the two other interested parties as the house was exactly what we wanted.
If you look around the area there are a number of similar properties, that's the best one - I bet you most people are seeing all of them and potentially putting in offers on more than one.

I'm put off the whole mortgage application process because of what my OH went through applying for hers and not getting the protection.

I'd prefer to do a cash sale. Also, we'd have to apply for grants to get any adaptations made to a property to make it fully accessible.

Mental Mickey

House we were looking at in Clondalkin now sold