Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

A little advice required

  • 24-04-2016 10:53am
    #1
    MikeyReilly
    Registered Users, Registered Users 2 Posts: 121 ✭✭


    I ran into difficulty paying my mortgage over the last few years as did a lot of people. I accumulated a substantial amount of arrears on the account. However my circumstances changed just before Christmas and I was able to start paying my full mortgage payment again. I engaged with the back and they said after 6 full payments without missing any the arrears would be recapilitised onto the mortgage.
    We've paid 4 months so far but still had legal proceeding issued against us for repossession of our house. The bank said as there is still arrears outstanding we can't stop the legal proceedings.
    I've received a date for the case from the banks solicitors and the courts and then a letter arrived to say they'd be seeking an adjournment for a later date which they say is the norm in these cases. The original date is this week but the letter state that if I had any representation to bring them to the court registrar then.
    Do I need to attend this first court date as it is going to be adjourned to a later date anyway. We should have it all in order by then anyway.


Comments

  • #2
    esforum
    Closed Accounts Posts: 1,420 ✭✭✭esforum


    Yes, we are talking about your home here. Of course you should attend, a letter advising an adjournment is a requirement, not the bank / solicitor being nice.

    Have you got a solicitor? In all honesty, I would suggest you get one, even if only to double check everything for you


  • #3
    MikeyReilly
    Registered Users, Registered Users 2 Posts: 121 ✭✭MikeyReilly


    esforum wrote: »
    Yes, we are talking about your home here. Of course you should attend, a letter advising an adjournment is a requirement, not the bank / solicitor being nice.

    Have you got a solicitor? In all honesty, I would suggest you get one, even if only to double check everything for you

    Yeah I'll ring a solicitor in the morning. Should be okay as I'm paying the full amount every month now and am engaging with the bank on the arrears. I suppose I thought that would be fine. Didn't think the legal action would continue as the bank never told me that it would. Thanks for your advice


Advertisement