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How long to hear from BOI re. Mortgage approval?

  • 11-04-2016 11:10am
    #1
    scarbouro
    Registered Users, Registered Users 2 Posts: 444 ✭✭


    We lodged our mortgage application over 3 weeks ago, just wondering how long before you should get word weather it's approved or not?


Comments

  • #2
    brownej
    Registered Users, Registered Users 2 Posts: 886 ✭✭✭brownej


    scarbouro wrote: »
    We lodged our mortgage application over 3 weeks ago, just wondering how long before you should get word weather it's approved or not?
    For my very recent experience
    I met BOI in branch on Friday the 1st, Submitted my documentation on Monday the 4th and had a phone call telling me I was approved on Thursday the 7th with a letter arriving on Friday the 8th.
    So very fast. If its been 3 weeks you should give them a call.


  • #3
    scarbouro
    Registered Users, Registered Users 2 Posts: 444 ✭✭scarbouro


    brownej wrote: »
    For my very recent experience
    I met BOI in branch on Friday the 1st, Submitted my documentation on Monday the 4th and had a phone call telling me I was approved on Thursday the 7th with a letter arriving on Friday the 8th.
    So very fast. If its been 3 weeks you should give them a call.

    God that was quick! Congrats on the approval. I have tried ringing the branch 4 times today and can't get through. No one ever answers the phone in that place. Yea, I'm thinking 3 weeks is a bit long to not here anything about it.


  • #4
    Santy2015
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭Santy2015


    scarbouro wrote: »
    We lodged our mortgage application over 3 weeks ago, just wondering how long before you should get word weather it's approved or not?

    We had same problem, we waited nearly 5 for an answer. They declined and we appealed and 5 days later we were approved. This was only last week. There was a backlog of applications. But eventually got back to us


  • #5
    Makood
    Registered Users, Registered Users 2 Posts: 326 ✭✭Makood


    scarbouro wrote: »
    We lodged our mortgage application over 3 weeks ago, just wondering how long before you should get word weather it's approved or not?

    Took 3 days for approval in principle for us back in February (same thing?). But we bank and have credit cards etc with them. It probably speeds things up a bit.


  • #6
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Moved to Talk To...Bank of Ireland where BOI staff and customers can advise.


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  • #7
    Bank of Ireland: Alison
    Closed Accounts Posts: 1,060 ✭✭✭Bank of Ireland: Alison


    scarbouro wrote: »
    We lodged our mortgage application over 3 weeks ago,  just wondering how long before you should get word weather it's approved or not?
    Hi scarbouro,


    An update on a mortgage application generally takes 48 hours. It can take longer if other documents , statements etc. are required. We're sorry to hear you have been unable to contact your Branch regarding your application. Perhaps we can we help you here? 

    If you would like to send us a PM with your full name, contact number and the Branch you have applied with, we'll be happy to arrange a call to you from a Mortgage Advisor. 

    Please be careful not to send any account details in your PM.

    To send us a PM please ensure to have your signatures set to display in your control panel and you can then click on my signature link to send PM.

    Hope to hear from you soon,
    Many Thanks,
    Alison


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