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Insurable Interest

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  • 07-04-2016 2:03pm
    #1
    Seve OB
    Registered Users Posts: 15,874 ✭✭✭✭


    Hi there,

    Can you please advise in this situation.

    If I give my car to my dad, but do not do a transfer of ownership on the vehicle.  I only want to allow him the use of my car, I want to retain ownership.

    Can he take insurance out on the car, even though he is not the registered owner?


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    #2
    honreal
    Closed Accounts Posts: 246 ✭✭honreal


    Seve OB wrote: »
    Hi there,

    Can you please advise in this situation.

    If I give my car to my dad, but do not do a transfer of ownership on the vehicle.  I only want to allow him the use of my car, I want to retain ownership.

    Can he take insurance out on the car, even though he is not the registered owner?
    Can I insure a car that I don’t own?
    We are asked on occasion by callers if they can get insured under their own name on a car they don’t own
    Unfortunately, a driver who is not named as the owner on a car’s Vehicle Registration Certificate or Vehicle Licensing Certificate will not be able to take out a Car Insurance policy on that car. However, if you, as a driver, want to be insured to drive a car you don’t own, you can be put on the owner’s policy as a named driver. This ensures that you are will be insured whenever they drive the owner’s vehicle.


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