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cannot afford mortgage repayment

  • 27-03-2016 8:39pm
    #1
    bobby11
    Registered Users, Registered Users 2 Posts: 12 ✭


    We fell into arrears a few years ago. We went on interest only for 2 years. now we have to go back to paying full amount it's 1400 and we cannot afford this. I can make this month with the help of a family member but worry is for the future repayments. I have worked out we could repay 900. selling up is not an option.
    can I ask the bank to consider a 900 repayment or will this just bring them down harder on us and see us as an easy target to repossession.


Comments

  • #2
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,690 Mod ✭✭✭✭Stheno


    Have you asked MABS if they can help you in dealing with the bank?


  • #3
    bobby11
    Registered Users, Registered Users 2 Posts: 12 ✭bobby11


    No. hadn't thought of them. il get onto them next week.thanks.


  • #4
    Water John
    Registered Users, Registered Users 2 Posts: 21,808 ✭✭✭✭Water John


    Link up the Pheonix Project. They do good work in this area.

    http://www.phoenixproject.ie/

    Best Wishes.


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