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Over 40 new driver insurance?

  • 18-03-2016 11:20am
    #1
    southie_anseo
    Registered Users, Registered Users 2 Posts: 43 ✭


    Hi all,
    Late bloomer here ;0 just learning to drive and not that i have bought a car for the life of me i cannot get a car insurance quote, no one seems willing to quote when you have no experience, granted all my search is online so far and i know the broker seems to be the best way to go, but i would like to have an idea of the prices out there. Is there any company you know of that will quote for a 40 year old learner? with a not so new 01 car


Comments

  • #2
    Chemical Byrne
    Banned (with Prison Access) Posts: 1,311 ✭✭✭Chemical Byrne


    The refusal to quote might be moreso based on the age of the car rather than your age.
    A lot of insurers are loading premiums on cars >10 years old and also refusing to quote.

    Its utter nonsense and pissed me off rightly that my premium went up because my car is an 04. Its in perfectly safe working order.

    I know its no help, but might help explain some part of why you cant get a quote.


  • #3
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    southie_anseo wrote: »
    Is there any company you know of that will quote for a 40 year old learner? with a not so new 01 car
    All of them will quote for you.

    Have a read of this thread http://www.boards.ie/vbulletin/showthread.php?t=2057482518 and see what ages others are and the quotes they got.
    Do note that insurers will pay more attention to other details than age so you need to do the legwork, ring all of the companies mentioned in that thread, good luck.


  • #4
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    Insurers will be cautious about a mature driver who has no verifiable driving history. The concern is that somebody with a problematical driving history may be trying to re-invent themselves


  • #5
    Chemical Byrne
    Banned (with Prison Access) Posts: 1,311 ✭✭✭Chemical Byrne


    ^ Surely that is all readily clarifiable for the insurer? Couldn't they check up their records, PPSN's, licence numbers etc etc?


  • #6
    Nate--IRL--
    Registered Users, Registered Users 2 Posts: 2,230 ✭✭✭Nate--IRL--


    Chemical Byrne wrote: »
    ^ Surely that is all readily clarifiable for the insurer? Couldn't they check up their records, PPSN's, licence numbers etc etc?

    Why would they do that when they can just throw their hands in the air and charge more for the premium?

    Nate


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  • #7
    Chemical Byrne
    Banned (with Prison Access) Posts: 1,311 ✭✭✭Chemical Byrne


    It seems that's what they do.

    Are MIJAG still about these days or did they fizzle away?


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