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First car - Insurance friendly alternative to MK5 Golf GTI

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  • 13-03-2016 4:26pm
    #1
    guitarless
    Registered Users Posts: 27 ✭


    I love the Golf GTI. However as a 22 year old male I don't think buying a sporty 2.0l is a good choice for insurance reasons. I have yet to actually get a quote as I'm a few months away from buying a car. I've had my license for 4 years but only 6 months insured in that time.

    I like the appearance and the power of the GTI. Is there any alternatives maybe with a slightly smaller engine? I wouldn't be against the idea of buying a cheaper / less powerful car and doing some work on it myself. I suppose an obvious choice might be an MK5 TDI with a smaller engine (think there's 1.6l Golf TDIs?).

    Budget is not set in stone, but ~ 7,000 for the car.
    I'd pay 3,000 for insurance for the first year, with the expectation of it going down a good chunk next year.

    Use: Short journeys around Dublin. I'd like to be able to use it for longer drives if necessary - pop it on the ferry and go traveling for a bit with it.


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    #2
    ba_barabus
    Registered Users Posts: 9,615 ✭✭✭ba_barabus


    Hmmmm, I'd start looking for quotes first to be honest. I can't see any car being cheap but insurance company's will certainly be jacking the premium for a TDI or GTI. Also be aware that modding the car and not declaring it could invalidate your insurance.

    If I were you maybe consider a very late mk4 Golf 1.4 Comfort line or Highline and just stick a GTI badge and the correct gti alloys on it .


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    #3
    bazz26
    Registered Users Posts: 51,158 ✭✭✭✭bazz26


    A 22 year old with zero NCB will struggle to get a quote from any insurance company on anything remotely similar to a GTi.


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    #4
    colm_mcm
    Registered Users Posts: 73,401 ✭✭✭✭colm_mcm


    A 1.4 TSI, but I can't see you getting one for €7k


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    #5
    ba_barabus
    Registered Users Posts: 9,615 ✭✭✭ba_barabus


    colm_mcm wrote: »
    A 1.4 TSI, but I can't see you getting one for €7k

    I can't see insurance being easy to get either


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    #6
    PKW
    Registered Users Posts: 5 ✭PKW


    Hi there,

    If you do manage to get insurance sorted I have a spotless MK5 GTI for sale.

    For some reason I can't post the link. So I'll try pm you.

    Thanks.


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