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Car park dent

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  • 29-02-2016 12:04pm
    #1
    randombar
    Registered Users Posts: 3,361 ✭✭✭


    Hi All,

    Mrs. had a bit of a tip Saturday, rubbed the car off another car in a car park. Dented the panel above the back wheel and the rear door too on hers. Think his back bumper got scratched or dented I'm not sure as I wasn't there.

    Waiting for him to come back with a price from his garage, got a price of 500 off a panel beater I know.

    I know a lot depends on what he comes back with but is there a way of calculating how much something like this would affect her no claims bonus / insurance prices going forward.

    She had another bump two years ago which is why I am a bit reluctant to go through insurance.

    Any advice appreciated.

    // Gary


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    #2
    Atlantic Dawn
    Registered Users Posts: 81,185 ✭✭✭✭Atlantic Dawn
    M


    The excess will likely be about €300 and she will lose the 2 years she has built up. Hard to know of the cost on his. If it was me I would get new insurance quotes online of what her cover would be for a zero no claims to a 2 years no claims to see what the cost will be claiming. If she had a full no claims I'd pay it myself if at all possible.


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    #3
    randombar
    Registered Users Posts: 3,361 ✭✭✭randombar


    Ya I'm leaning that way myself, hopefully the guy doesn't come back with some ridiculous price for fixing up his car but we'll wait and see I guess.


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    #4
    godtabh
    Moderators, Science, Health & Environment Moderators Posts: 23,204 Mod ✭✭✭✭godtabh


    GaryCocs wrote: »
    Hi All,

    Mrs. had a bit of a tip Saturday, rubbed the car off another car in a car park. Dented the panel above the back wheel and the rear door too on hers. Think his back bumper got scratched or dented I'm not sure as I wasn't there.

    Waiting for him to come back with a price from his garage, got a price of 500 off a panel beater I know.

    I know a lot depends on what he comes back with but is there a way of calculating how much something like this would affect her no claims bonus / insurance prices going forward.

    She had another bump two years ago which is why I am a bit reluctant to go through insurance.

    Any advice appreciated.

    // Gary

    You insurance will go up by how much the claim costs over 2/3 years i.e how many years no claims you lose.


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