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Two car insurance policies?

  • 25-02-2016 3:39pm
    #1
    daylers
    Registered Users, Registered Users 2 Posts: 118 ✭✭


    Hello just wondering is it possible to have two car insurance policy's from two diffrent company's under one name?
    Is there any laws or rules again that bs do you've to inform them?
    Like if I had one car insured with fbd and used my no claims would I be able to insure another car with axa at the same time but without my no claims?
    Been told you can only have one policy full stop


Comments

  • #2
    Squall Leonhart
    Closed Accounts Posts: 1,794 ✭✭✭Squall Leonhart


    Why would you want to pay for two policies on the one car?


  • #3
    daylers
    Registered Users, Registered Users 2 Posts: 118 ✭✭daylers


    Squall Leonhart wrote: »
    Why would you want to pay for two policies on the one car?

    Two diffrent cars


  • #4
    TeaBagMania
    Registered Users, Registered Users 2 Posts: 1,192 ✭✭✭TeaBagMania


    Sounds like he’s talking about two different cars with each of them having their own policy

    Do you not get a multi car discount if you use the same insurer for both vehicles?


  • #5
    Squall Leonhart
    Closed Accounts Posts: 1,794 ✭✭✭Squall Leonhart


    Apologies, was confused!

    Most policies offer an extension of your own insurance policy to 3rd party insurance on another vehicle you have permission to drive up to a maximum power (your insurer will clarify this)


  • #6
    bazz26
    Registered Users, Registered Users 2 Posts: 51,364 ✭✭✭✭bazz26


    Squall Leonhart wrote: »
    Apologies, was confused!

    Most policies offer an extension of your own insurance policy to 3rd party insurance on another vehicle you have permission to drive up to a maximum power (your insurer will clarify this)

    Third party extension does not apply to other cars you own otherwise people would just buy one policy to cover multiple cars they own.


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  • #7
    millington
    Registered Users, Registered Users 2 Posts: 1,288 ✭✭✭millington


    Yep nothing wrong with that at all. Could even be with the same company.


  • #8
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    daylers wrote: »
    Hello just wondering is it possible to have two car insurance policy's from two diffrent company's under one name?
    Is there any laws or rules again that bs do you've to inform them?
    Like if I had one car insured with fbd and used my no claims would I be able to insure another car with axa at the same time but without my no claims?
    Been told you can only have one policy full stop

    Nothing at all to stop you doing that. It's all above board. Do tell the insurer of your 2nd car that you have a bonus on the 1st one, they may give you a discount


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