Insurance for France

smallfridge

hi all, anyone know does your regular insurance cover you in the UK and France or must you ring them ?

biko

Moved out from old thread.

And yes, most will cover you for a holiday in UK or France. Who is your insurer?

Marcusm

smallfridge wrote: »

hi all, anyone know does your regular insurance cover you in the UK and France or must you ring them ?

That depends on what you mean by "cover you". By law, all policies sold in Ireland must meet the minimum legal level of cover throughout the EU and certain other states. This means bare minimum third party cover (not even fire and theft). You are therefore road legal for a holiday but you might want better protection.

Your insurer might include a higher level of cover (TPFT or comprehensive) for you for the term of your policy or it might be limited to a number of days or for trips of a max of 30 days. The only way to be certain is to read your policy documentation which, by law, has to be written in clear language.

The problem with ringing the insurer is that the telephone service person may mistake it for a different policy or refer only to the existing policy document when yours might have different terms. On top of that, you cannot rely on that which you cannot prove - ie what they say over the phone is not always recorded.

blackbird 49

We went to France last September, was wondering the same thing ourselves, I just rang the insurance company ( Avivia) to let them know, they said that was fine, I asked if extra insurance was needed, they said I could if I wanted to, I didn't