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Housing Costs

  • 08-02-2016 1:02pm
    #1
    Saint Sonner
    Registered Users, Registered Users 2 Posts: 1,000 ✭✭✭


    We are considering buying our first home on North Dublin.

    I was looking advice on costs as we have only ever rented in Dublin so I want to be sure I know how much it will cost to own the house.

    Am I missing anything from below?
    Property Tax
    Waste Collection
    Electric
    Heating
    Mortgage

    Also I know what the most of what these will come to monthly but I was wondering if anyone could give me an estimate for waste collection fee per month and property tax on a house worth €280k?


Comments

  • #2
    kennyb3
    Registered Users, Registered Users 2 Posts: 6,724 ✭✭✭kennyb3


    Saint Sonner wrote: »
    We are considering buying our first home on North Dublin.

    I was looking advice on costs as we have only ever rented in Dublin so I want to be sure I know how much it will cost to own the house.

    Am I missing anything from below?
    Property Tax
    Waste Collection
    Electric
    Heating
    Mortgage

    Also I know what the most of what these will come to monthly but I was wondering if anyone could give me an estimate for waste collection fee per month and property tax on a house worth €280k?

    Mortgage protection insurance
    House insurance
    Water charges
    Annual Repairs budget (fridge breaking, painting house etc etc.)


  • #3
    kennyb3
    Registered Users, Registered Users 2 Posts: 6,724 ✭✭✭kennyb3


    Our costs would look something like this;

    Property Tax - Exempt till end of 2019
    Waste Collection - €28 p/m
    Electric - €50 p/m average
    Heating - €60 p/m average
    Mortgage protection - €21 p/m
    House insurance - €20 p/m
    Water charges - €12 p/m

    So €191 p/m pre mortgage and repairs/maintenances which depends on condition of house (new build v's 20+years old).


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