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Combining cars for PCP

  • 23-01-2016 5:08pm
    #1
    space2ground1
    Registered Users, Registered Users 2 Posts: 591 ✭✭✭


    Working through an odd plan for a PCP. I have a 2014 small car and a 07 bigger car that I'm going to trade in for a 161 on PCP.

    There's an outstanding loan for about half the value of the small 142.

    Would it be possible to sell the 142 to the garage as part of a deal where I'd transfer some of the 142 equity to the PCP deposit on the new bigger car? I'd then get two 161s on the same day from them.

    It would probably reduce my monthly outgoings on the small car and help in financing the new bigger one.

    Does this make sense or is it even feasible? I suspect Id need to sell the small 142 privately and go from there. Thanks for the info!


Comments

  • #2
    Drummerboy08
    Closed Accounts Posts: 12,102 ✭✭✭✭Drummerboy08


    Ask the garage, it make take some fiddling about to make it work.


  • #3
    space2ground1
    Registered Users, Registered Users 2 Posts: 591 ✭✭✭space2ground1


    Drummerboy08 wrote: »
    Ask the garage, it make take some fiddling about to make it work.

    I will, Im just wondering if its something they'd generally do.


  • #4
    Drummerboy08
    Closed Accounts Posts: 12,102 ✭✭✭✭Drummerboy08


    I've done it before, once they get their figures lined up its simple enough.


  • #5
    space2ground1
    Registered Users, Registered Users 2 Posts: 591 ✭✭✭space2ground1


    Drummerboy08 wrote: »
    I've done it before, once they get their figures lined up its simple enough.

    Wow thats brilliant. I honestly didnt think they'd continue the conversation when I suggested they write me a cheque that clears the loan.


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