TAX on Jobseeker Benefit

xsw23edc

Any1 Can tell me how much You pay tax after Your JB is finished? Heard JB is taxed and JA is not.

Stheno

JB is taxable, but is below the weekly threshold for tax.

If you are going onto JA no tax is due.

If you were to get a new job then they would take into account how much JA you got and adjust your tax credits to reflect that

xsw23edc

I cant get JA cos of my husbands salary. So Im just worried about how much they will ask me to pay for 6 months of JB

Stheno

xsw23edc wrote: »

I can. Ot get JA cos of my husbands salary. So Im just worried about how much they will ask me to pay for 6 months of JB

Are you jointly assessed for tax with your husband? And does he take any of your credits?

xsw23edc

My husband pays his own tax and I was paying mine. I think we have not joined but I have to make sure with him

Stheno

xsw23edc wrote: »

My husband pays his own tax and I was paying mine. I think we have not joined but I have to make sure with him

Well if you are still seperately assessed you should not be due to pay any tax on your JSB.

It may be beneficial to apply to Revenue to be jointly assessed for the year if your husband pays the higher rate of tax, as they can do what is called a balancing statement and you may end up actually getting a refund jointly assessed.

Note: I did say may, you'd have to do the sums.

xsw23edc

Where could I get this information? Do You think the citizen information can suggest me what should I do with it?

Stheno

xsw23edc wrote: »

Where could I get this information? Do You think the citizen information can suggest me what should I do with it?

Have you been unemployed all of this year? Or were you working intially? There's a genuine reason I'm asking this so I can point you to where you calculate the overall figures.

xsw23edc

During my sick leave i lost my job. I was on sick leave from 2014 till May 2015 straight away I got JB. Now my JB is gonna end up and wont receive JA.

Stheno

xsw23edc wrote: »

During my sick leave i lost my job. I was on sick leave from 2014 till May 2015 straight away I got JB. Now my JB is gonna end up and wont receive JA.

Right so what you need to do is as follows:

1. Calculate how much JSB you've gotten this year, and if you got illness benefit you'll need to add that too.
2. Calculate how much your husband has earned this year, or use his final payslip for december to get the figures
3. Go onto http://services.deloitte.ie/tc/

Get your husband to enter his details as the main earner and include your illness and js benefits as your income as his spouse.

Get it to calculate what tax you would owe if jointly assessed and compare that to what he has paid on his final payslip.

If the figure on his payslip is greater than what the calculator shows, then even with the jsb and illness benefit you may be due a refund.

mp22

Moved from state benefits

xsw23edc

Thank You. You are very good. I did the calculations on the website but to be honest with You this numbers doesnt say anything to me. When I used to work every year I was going to the Ravenue and gave my P60 and never care whats gonna happen. I think I just need to go to some1 who will do this for me because this is for me level hard:( my husbands salary is fixed 35k i was on sick leave from april 2014 till may 2015 and from may 2015 till end of december 2015 on JB. Looks like 1.5 year. And I was not in the Ravenue from 2 years..
i know it sounds weird but this taxation things are the biggest night mare for me.

Stheno

xsw23edc wrote: »

Thank You. You are very good. I did the calculations on the website but to be honest with You this numbers doesnt say anything to me. When I used to work every year I was going to the Ravenue and gave my P60 and never care whats gonna happen. I think I just need to go to some1 who will do this for me because this is for me level hard:( my husbands salary is fixed 35k i was on sick leave from april 2014 till may 2015 and from may 2015 till end of december 2015 on JB. Looks like 1.5 year. And I was not in the Ravenue from 2 years..
i know it sounds weird but this taxation things are the biggest night mare for me.

It's only assessed from January to December so it's only your benefit from this year that is relevant.

Given that your husbands salary is 35k, it's highly unlikely you have any tax liability.

Were you on 188 per week for both illness benefit and jsb?

Rob Thomas

Stheno wrote: »

It's only assessed from January to December so it's only your benefit from this year that is relevant.

Given that your husbands salary is 35k, it's highly unlikely you have any tax liability.

Were you on 188 per week for both illness benefit and jsb?

Stheno,

I was on JB , ( €188) for the full 9 months in 2014 while my wife was working, earning €28k. I got a letter today saying that I underpaid tax by €1360 that year? I assume it means "we" because we are jointly assessed. But the letter is addressed to me.

Total income was 33,500 from both sources.

Why would the OP not have a liability do you think when it seems we do???

I got quite a land this evening when this letter arrived so it would be great if it's wrong!!! I never knew JB was taxed.

Any thoughts?

Thanks

Ring Revenue and they will sort it our for you. Have both your and your Husbands PPS numbers to hand.

xsw23edc

Rob Thomas wrote: »

Stheno,

I was on JB , ( €188) for the full 9 months in 2014 while my wife was working, earning €28k. I got a letter today saying that I underpaid tax by €1360 that year? I assume it means "we" because we are jointly assessed. But the letter is addressed to me.

Total income was 33,500 from both sources.

Why would the OP not have a liability do you think when it seems we do???

I got quite a land this evening when this letter arrived so it would be great if it's wrong!!! I never knew JB was taxed.

Any thoughts?

Thanks

Thats sound crazy. I hope You will sort it out and let us know whats the story

screamer

If jointly assessed though only one tax credit can be transferred. The PAYE one can't be right? So, if a person is on Illness Benefit or JB do they have an entitlement to the PAYE tax credit? If they did then the tax credit should cover the tax, as also the 26K Standard rate cut off is not transferrable between spouses, so JB and IB should be taxed at 20%........

xsw23edc

There is so many ppl on jb n ib. Maybe some1 was in the same situation and can post some info?

Danielle D

Rob Thomas wrote:

I was on JB , ( €188) for the full 9 months in 2014 while my wife was working, earning €28k. I got a letter today saying that I underpaid tax by €1360 that year? I assume it means "we" because we are jointly assessed. But the letter is addressed to me.

Rob Thomas wrote:

Total income was 33,500 from both sources.

Rob Thomas wrote:

Why would the OP not have a liability do you think when it seems we do???

A married couple can earn up to €41,800 plus the second persons income to a cap of €65,600 @ 20% if jointly assessed. Tax credits are then applied to this so unless you had additional income you are not including or your wife didn't pay any tax during the year something is wrong.
Are you sure the money owed is for 2014?

Based on the figures provided
€33,500 @ 20% = €6,700 tax due
Less personal credit €1650 x 2 = €3,400 tax due
Less Paye credit (wife) €1650 = €1,750 tax due
Less Paye credit (self) €5,500 JSB @ 20% = €1,100 (you only get enough of this to cover your liability) = €650 tax due

You would then subtract any tax paid by your wife during the year so realistically you should be in a refund position unless her employer was not applying the correct tax credits during the year.
You really should contact Revenue to see what has happened.