Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Can you open a deposit bank account in the UK if you dont live there?

  • 08-12-2015 9:50am
    #1
    boardbro
    Registered Users, Registered Users 2 Posts: 174 ✭✭


    or is NI the only option?


Comments

  • #2
    boardbro
    Registered Users, Registered Users 2 Posts: 174 ✭✭boardbro


    How does aib currency deposit account compare to uk bank saving accounts?


  • #3
    Weatherproof79
    Closed Accounts Posts: 174 ✭✭Weatherproof79


    I opened a bank account with Ulster Bank in the North completely different to one I have here. Think you need to be a resident for the others ones but not sure


  • #4
    OU812
    Registered Users, Registered Users 2 Posts: 6,088 ✭✭✭OU812


    Also have a NI Ulster Bank account (Sterling), very easy to set up via email & post (once you're a verified Ulster Bank IE customer). It does have an Irish Sort Code (although the number block is reserved for NI accounts), not a UK one though.


  • #5
    boardbro
    Registered Users, Registered Users 2 Posts: 174 ✭✭boardbro


    I saw here that lloyds let you do this before, but i asked them again and they said you need a vaild uk residancy, so maybe things changed


  • #6
    Yggr of Asgard
    Registered Users, Registered Users 2 Posts: 5,259 ✭✭✭Yggr of Asgard


    If you have an android device you might want to see if www.monese.com is fulfilling your banking requirements as it offers bank account feature with easy opening of an account.


  • Advertisement
  • #7
    Carawaystick
    Registered Users, Registered Users 2 Posts: 8,779 ✭✭✭Carawaystick


    Some people would say Norn Iron is in the United kingdom of great britain and northern Ireland...


  • #8
    JTMan
    Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    Yggr of Asgard wrote: »
    If you have an android device you might want to see if www.monese.com is fulfilling your banking requirements as it offers bank account feature with easy opening of an account.

    Yeah, Monese is the simplest and quickest way to open a GBP account. You will get a card included too and an account with free maintenance.

    Down side is a 0.5% FX fee (not huge but not free) and only 5 free international wires per month. Also, no standing orders nor direct debits yet but will be available soon.


  • #9
    boardbro
    Registered Users, Registered Users 2 Posts: 174 ✭✭boardbro


    JTMan wrote: »
    Yeah, Monese is the simplest and quickest way to open a GBP account. You will get a card included too and an account with free maintenance.

    Down side is a 0.5% FX fee (no huge but not free) and only 5 free international wires per month. Also, no standing orders nor direct debits yet but will be available soon.

    Do they have any monthly bills? Ill be putting in about 300 pounds per month into it and leaving most of it in


  • #10
    dawn1000
    Registered Users, Registered Users 2 Posts: 7 ✭dawn1000


    You might find some useful info here: moneyguideireland.com/opening-a-uk-sterling-bank-account.html


  • #11
    JTMan
    Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    boardbro wrote: »
    Do they have any monthly bills? Ill be putting in about 300 pounds per month into it and leaving most of it in

    No monthly maintenance fee.


  • Advertisement
  • #12
    boardbro
    Registered Users, Registered Users 2 Posts: 174 ✭✭boardbro


    JTMan wrote: »
    No monthly maintenance fee.

    Nice, So the only charges you would have to pay would be for FX, and more than 5 wire transfer /m ?


  • #13
    JTMan
    Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    boardbro wrote: »
    Nice, So the only charges you would have to pay would be for FX, and more than 5 wire transfer /m ?

    Yes and the FX charge is relatively speaking low.


  • #14
    Yggr of Asgard
    Registered Users, Registered Users 2 Posts: 5,259 ✭✭✭Yggr of Asgard


    JTMan wrote: »
    Yeah, Monese is the simplest and quickest way to open a GBP account. You will get a card included too and an account with free maintenance.

    Down side is a 0.5% FX fee (not huge but not free) and only 5 free international wires per month. Also, no standing orders nor direct debits yet but will be available soon.

    You could combine monese with revolut to avoid fx charge on international transfers.


Advertisement