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19 year old getting insured on 12 year old car?

  • 04-12-2015 4:13pm
    #1
    Paddyg96
    Registered Users, Registered Users 2 Posts: 118 ✭✭


    Is it true that it's almost impossible to get insured on a car over ten years old as a young driver?

    If so this is ridiculous, as the costs for young drivers are too high as they are.

    I'm looking at buying an 04 / 05 Bora 1.9


Comments

  • #2
    Kablamo!
    Registered Users, Registered Users 2 Posts: 879 ✭✭✭Kablamo!


    With an engine that size you'd want deep pockets .


  • #3
    Paddyg96
    Registered Users, Registered Users 2 Posts: 118 ✭✭Paddyg96


    Kablamo! wrote: »
    With an engine that size you'd want deep pockets .

    diesel, one of the most efficient on the market no?


  • #4
    emeldc
    Registered Users, Registered Users 2 Posts: 2,598 ✭✭✭emeldc


    Paddyg96 wrote: »
    diesel, one of the most efficient on the market no?

    He's talking about what they'll charge you on a 1.9.

    It will have more to do with engine size than the age of the car


  • #5
    theteal
    Registered Users, Registered Users 2 Posts: 7,593 ✭✭✭theteal


    Paddyg96 wrote: »
    diesel, one of the most efficient on the market no?

    He's not talking about fuel efficiency. He's talking about insurance premium on a "big" engine


  • #6
    duffman3833
    Registered Users, Registered Users 2 Posts: 1,037 ✭✭✭duffman3833


    im 26 and 1.9tdi Audi still costing me. at 19 i was on a 1.4 petrol and couldn't go higher than that or id b paying a ton a money


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  • #7
    bazz26
    Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭bazz26


    Paddyg96 wrote: »
    diesel, one of the most efficient on the market no?

    Also one of the higher profiled cars by insurance companies - VW, Bora, TDi - young lads love them and insurance love to load premiums on them.


  • #8
    Sam Kade
    Registered Users, Registered Users 2 Posts: 12,313 ✭✭✭✭Sam Kade


    duffman3833 wrote: »
    im 26 and 1.9tdi Audi still costing me. at 19 i was on a 1.4 petrol and couldn't go higher than that or id b paying a ton a money
    My son was insured on a 1.8 last year when he was 19, €1600 in his own name. It's gone to almost €1900 this year with no claims, penalty points etc.


  • #9
    mhackett102
    Registered Users, Registered Users 2 Posts: 893 ✭✭✭mhackett102


    I got a quote of €2500 on a '04 Audi A3 1.9TDI when I was going for my first policy (1 year named experience, full licence only a couple of months). I was getting quotes of between €3000 - €5500 before that.


  • #10
    endacl
    Registered Users, Registered Users 2 Posts: 22,409 ✭✭✭✭endacl


    Paddyg96 wrote: »
    the costs for young drivers are too high as they are.

    Plus ça change...


  • #11
    For Forks Sake
    Registered Users, Registered Users 2 Posts: 11,751 ✭✭✭✭For Forks Sake


    bazz26 wrote: »
    Also one of the higher profiled cars by insurance companies - VW, Bora, TDi - young lads love them and insurance love to load premiums on them.

    That's your answer OP right there.


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  • #12
    Eric Cartman
    Registered Users, Registered Users 2 Posts: 26,280 ✭✭✭✭Eric Cartman


    because of the 'felt spec' craze at the moment OP , almost anything VW and diesel has a high loading for drivers under 30, Golf GT TDI, A4's, Boras, Jettas and Passats , all loaded.


    My advice to anyone under 25 who wants to buy a car. If you've seen one of them modified and driving round the town at night full of lads, don't buy one of those.


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