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Provident last hope

  • 30-11-2015 12:20pm
    #1
    pinkstars
    Registered Users, Registered Users 2 Posts: 656 ✭✭✭


    Just looking for anyone who has borrowed from them. I can't seem to get a loan for Xmas as I defaulted on my mortgage last year and these are my only hope. Do many people borrow from them and are they really that bad? I do have enough money at the moment I want to enjoy Christmas without watching every penny.


Comments

  • #2
    Diziet
    Registered Users, Registered Users 2 Posts: 831 ✭✭✭Diziet


    From their website: Representative example: €500 loan repayable over 52 weeks. 52 weekly payments of €15.00. Rate of interest 56.0% p.a. fixed. Representative 157.3% APR. Total Amount Payable is €780.

    This is an extortionate rate, and it would be better to be watching every penny for a while rather than borrow at such an eye-watering rate.

    You say you have enough money, so why not budget accordingly?


  • #3
    Toots
    Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    Threads about moneylenders are not permitted on this forum, please see the Charter for more info:
    Toots wrote: »

    Do not request info/contact details on Moneylenders (either Licenced or Unlicenced).
    No exceptions. If a poster finds themselves in financial difficulty they should contact the institutions involved, and get in touch with MABS.

    Thread locked.


This discussion has been closed.
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