car insurance

browser11

I have my car insured until september 2016.
But my apartment in Dublin is now rented out and I spend 90% of my time outside the country.I leave the car in the garage, which is not rented out.

So I have a valid insurance certificate and tax disc. And I want to be able to drive my car when in Ireland.

Am I insured ?
I am concerned that if I have an accident I would not be covered.

schemingbohemia

browser11 wrote: »

Am I insured ?

yes

To Elland Back

You must provide your insurers immediately of any change in material facts from your last declaration (renewal/new policy) Failure to do so could allow them to deny any own damage, fire or theft claims. A change of residence is a material fact.I would contact your insurer to discuss it

browser11

To Elland Back wrote: »

Failure to do so could allow them to deny any own damage, fire or theft claims.

'own damage' presumably means to my car. Could they deny 3rd party claims also ?

Pat Mustard

Mod:

You are asking for advice on whether or not you would be covered.

This is a request for legal advice, with potentially serious and expensive consequences for an incorrect answer. This is not allowed.