Starter car for learner driver

Carrickstown

I'm 17 and am a learner driver.I was wondering what is the best car for me to go after, my sister is a named driver on my dads policy so if I was to get a car I would have to get somebody to take out insurance on it and add me as a named driver just wondering would the insurance companies even let me do this as I've heard they've gotten massively strict on this. If I am able any ideas on cheap insurance and to run wise reliable but nice looking cars.

Squidgy Black

Carrickstown wrote: »

I'm 17 and am a learner driver.I was wondering what is the best car for me to go after, my sister is a named driver on my dads policy so if I was to get a car I would have to get somebody to take out insurance on it and add me as a named driver just wondering would the insurance companies even let me do this as I've heard they've gotten massively strict on this. If I am able any ideas on cheap insurance and to run wise reliable but nice looking cars.

That's what's known as "Fronting", and yeah if the insurance company finds out that you're doing this they'll cancel the policy.

Because the car is yours, and you'll be the main driver, you're better off just taking the hit and paying for your own insurance on a small 1 litre car like a Nissan Micra or a Toyota Yaris. Look at Boxymo.ie for cheap insurance, a lot of people aren't keen and they've terrible customer service, but I've been with them for almost a year as have my friends and no complaints.

Carrickstown

_Tyrrell_ wrote: »

That's what's known as "Fronting", and yeah if the insurance company finds out that you're doing this they'll cancel the policy.

Because the car is yours, and you'll be the main driver, you're better off just taking the hit and paying for your own insurance on a small 1 litre car like a Nissan Micra or a Toyota Yaris. Look at Boxymo.ie for cheap insurance, a lot of people aren't keen and they've terrible customer service, but I've been with them for almost a year as have my friends and no complaints.

Would fronting not be a commonly used thing so? how much would we be talking and id be thinking more a Polo as I am not a fan of the looks of a Yaris or Micra.

Squidgy Black

Carrickstown wrote: »

Would fronting not be a commonly used thing so? how much would we be talking and id be thinking more a Polo as I am not a fan of the looks of a Yaris or Micra.

It was, but they're starting to crack down on it now. If they see a brand new policy being taken out with a learner driver as a named driver, they load the premium so it's almost the same as you going on your own.

The only way to find out how much is to do online quotes and get calling companies.

Carrickstown

_Tyrrell_ wrote: »

It was, but they're starting to crack down on it now. If they see a brand new policy being taken out with a learner driver as a named driver, they load the premium so it's almost the same as you going on your own.

The only way to find out how much is to do online quotes and get calling companies.

thanks a million

bazz26

More and more insurance companies are combating fronting by just loading whoever the highest risk driver is on the policy irrespective of the policy being in their name or not.

Carrickstown

bazz26 wrote: »

More and more insurance companies are combating fronting by just loading whoever the highest risk driver is on the policy irrespective of the policy being in their name or not.

Would I have to ring around as on-line they simply will not even quote me

Carrickstown

_Tyrrell_ wrote: »

That's what's known as "Fronting", and yeah if the insurance company finds out that you're doing this they'll cancel the policy.

Because the car is yours, and you'll be the main driver, you're better off just taking the hit and paying for your own insurance on a small 1 litre car like a Nissan Micra or a Toyota Yaris. Look at Boxymo.ie for cheap insurance, a lot of people aren't keen and they've terrible customer service, but I've been with them for almost a year as have my friends and no complaints.

I know reading around on here your getting on grand with boxymo but what other people are saying you couldn't have confidence in them looks good on paper though

Nichard Dixon

Who is going to be your accompanying driver? If that is going to be your Dad anyway you might as well just go on his car and get a car yourself after you qualify when insurance will be a bit more manageable.