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Health and life insurance 2 ?

  • 22-11-2015 11:09pm
    #1
    gabryel1
    Registered Users, Registered Users 2 Posts: 18 ✭


    Hi there...
    I've encounter a bit of a situation...not sure for wich life insurance to go...im not sure what suits me..
    I went on VHI insurance..to purchase one...im single,on my 30s,no previous insurance on myself..
    Ive found the vhi one called 500 suits me better..around €53 monthly...but still..not quite sure about it...

    Anyone out there with more experience about insurance purchase?
    VHI is the best on market at the moment?
    Any other insurance company to be recommended?
    What is the best choice of being look after???
    Thank you very much


Comments

  • #2
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,761 ✭✭✭✭Atlantic Dawn
    M


    Why would you need life insurance if your single?

    For the health insurance you should have a look at this government website to compare each companies plans. Basically you have to weigh up what you can afford and what you will or possibly will need to use.

    http://www.hia.ie/


  • #3
    PaulM1977
    Banned (with Prison Access) Posts: 210 ✭✭PaulM1977


    You need to consider if you need day to day cover for the likes of GP visits or if you want to have cover for hospital care only. This will affect the cost of cover for you. If you don't visit your doctor very often, i.e. you are pretty healthy then there wouldn't be a need for day to day cover.

    There are 4 insurers in the market at present, VHI, Aviva, Laya and Glo Health. With the HIA website you can compare similar plans from each of the providers to ensure you get the best offering available to suit your own circumstances. Make sure you know what the excess is on each policy before making your final decision.

    Also double-check with your employer if they have any health insurance scheme in place as it may allow you to get cover at a discounted rate through them.

    Thanks,

    PaulM


  • #4
    Mrs OBumble
    Registered Users, Registered Users 2 Posts: 26,292 ✭✭✭✭Mrs OBumble


    OP, do you have children? Who would be the beneficiaries of a life-insurance policy?


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