NDLS - No Proof of Address - HELP

Míshásta

17 year old applicant for Learner Permit, a student living with parents, has

NO Bank or Credit Union account.

No Utility bills.

No Insurance policies.

No correspondence from Government Agencies.

No correspondence from school. (School reports addressed to parents)

In summary, NO OFFICIAL CORRESPONDENCE whatsoever.

How does he/she prove his/her address?

All official correspondence to the address is to the parents, but there is no mention in the NDLS instructions that such correspondence would constitute proof of address.

There must be many people in this situation. What is the solution please?

ProudDUB

A 17 year old will soon be an adult. They are going to need a bank account sooner rather than later, even if they don't need one right now. So open up a bank account, deposit a tenner in it and get the bank to post you out a statement. Problem solved.

Or get onto the Dept of Social Protection. Get them to post you out a copy of your PPS number. The letter will have your address on it.

According to the NDLS website, people aged 17-20 can also use the following documents as proof of address.

New applicants particularly the 17-20 year old may be able to provide the following to serve as their evidence of address:

Letter headed correspondence with their secondary school or 3rd level training institute (Date of correspondence must be clearly shown)
Correspondence from SUSI/CAO
Correspondence from a bank/credit union
Correspondence from a government body

https://www.ndls.ie/identity-validation.html#evidence-of-address

cantdecide

From here

New applicants particularly the 17-20 year old may be able to provide the following to serve as their evidence of address:

Letter headed correspondence with their secondary school or 3rd level training institute (Date of correspondence must be clearly shown)

This is a common problem and the above is how it's overcome; assuming they're still in school (or even if they're recently finished), they can get a letter from the school secretary on headed paper stating that they attend the school and their address is as follows. It doesn't have to be previous correspondence and it doesn't even have to have been posted. It just have to be dated within the previous 6 months and contain correct information.

challengemaster

People really don't have bank accounts at nearly 18? o.O

Míshásta

Thanks for advice.

A letter from the school is probably the simplest way of getting the required proof if required in a hurry.

Surely the NDLS could simplify matters by accepting proof of address by the parents. The vast majority of 17 year olds will still be living with the parent/parents.

Of course its about time a young person should be opening a bank account, but this should be done when it suits them, not at short notice in order to get an address on a sheet of stationery with an ornate letterhead.

It's just inconsiderate unnecessary bureaucracy.

@ Challengemaster. Yes, I'm sure there are many young people just 17, not nearly 18, that still don't have a bank account. I reckon you yourself may still be pretty young or you would know that it is only in recent times that many ordinary people had a regular bank account. They lived completely in the cash economy. They were either paid by cash or if by check, they would have it cashed in the local shop (or Pub )

Slightly off topic, on the subject of banks and bureaucracy, reminds me of the time when most ordinary people hadn't credit cards or found it difficult to acquire one. (Yeah, I'm that old.) I had a bank account in the States with a reasonable amount of savings. They tried to sign me up for a credit card. The only problem was I couldn't establish my credit worthiness because although I had a well salaried job and a record of regular savings, I had never owed money, I had never got a loan. I was advised to open a credit account with some retail outlet just to overcome that hurdle. I said forget it. I had no trouble getting a card when I returned to Ireland though.

Well, sin é mo scéal beag dhaoibh.

Orion

ProudDUB wrote: »

A 17 year old will soon be an adult. They are going to need a bank account sooner rather than later, even if they don't need one right now. So open up a bank account, deposit a tenner in it and get the bank to post you out a statement. Problem solved.

Except you can't open a bank account without proof of address. Catch-22.

Míshásta

Orion wrote: »

Except you can't open a bank account without proof of address. Catch-22.

LOL

Ó Ochón, the complications of modern society.

In the old days a letter from the local parish priest got you through everything. But that was when people went to Mass and paid their dues.

challengemaster

Míshásta wrote: »

@ Challengemaster. Yes, I'm sure there are many young people just 17, not nearly 18, that still don't have a bank account. I reckon you yourself may still be pretty young or you would know that it is only in recent times that many ordinary people had a regular bank account. They lived completely in the cash economy. They were either paid by cash or if by check, they would have it cashed in the local shop (or Pub )

Depends if you consider 24 pretty young I had my own bank account from about age 5 onwards, which is why I honestly can't get my head around how someone nearly 18 doesn't have one (17 is nearly 18 btw ). And while we're having an irrelevant history lesson because your point doesn't apply at all to anyone young, did these people you speak of hide their savings under the mattress or floorboards?

Austria!

Orion wrote: »

Except you can't open a bank account without proof of address. Catch-22.

I had a deposit account with AIB, but had a fair bit of difficulty opening a current account. I needed several documents to prove identity and address etc. to open it, even though all I had to show to walk out with 1000s from my deposit account was an ID.

ProudDUB

Orion wrote: »

Except you can't open a bank account without proof of address. Catch-22.

Then open a joint account with one of the parental units & then have the bank post out a statement. As they live in the same house, it will have the one address on it.

Or as previously mentioned, ring up the Dept of Social Protection & get them to post u out a copy of your PPS number. An official letter from a government department will have your address on it & it meets the "proof of address" requirements.

Míshásta

challengemaster wrote: »

did these people you speak of hide their savings under the mattress or floorboards?

I have no idea. The way your question is worded implies a certain amount of scepticism on your part. The world didn't begin in the year of our Lord 2000.
Do a bit of your own research if you don't believe me.

liniker180

u used my pps number letter as propf of adress ,