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Mortgage Question

  • 08-11-2015 1:30pm
    #1
    recipesforme
    Registered Users, Registered Users 2 Posts: 138 ✭✭


    Hi!
    My partner and I received our sanction in principal based on his employment (permanent-full time). My job is contract part time and I was told could not be considered for the application, however my name would be on the mortgage.
    I am finishing my contract in two weeks and will be immediately starting another contract for 3 months.
    I would like to know will this have any effect on our application? Given that my previous earnings were not being considered, do I have to inform the bank of this?

    All advice appreciated!


Comments

  • #2
    cat123456
    Registered Users, Registered Users 2 Posts: 37 ✭cat123456


    It doesn't really make a difference as you are getting the mortgage through his earnings only. I wouldn't mention it.


  • #3
    cat123456
    Registered Users, Registered Users 2 Posts: 37 ✭cat123456


    You will only be part of that mortgage application if your job becomes permanent. Otherwise they don't want to know.


  • #4
    recipesforme
    Registered Users, Registered Users 2 Posts: 138 ✭✭recipesforme


    Thanks for your answers. I'll keep this detail to myself!


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