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Could I get a €20,000 loan and put it on my mortgage

  • 04-11-2015 5:45pm
    #1
    Registered Users, Registered Users 2 Posts: 1


    I'm looking to clear my depth from the credit union so was thinking of getting a loan to clear it and just have to worry about my mortgage. But I'm wondering is it possible to get a loan and put it onto your mortgage any advice please


Comments

  • Registered Users, Registered Users 2 Posts: 3,395 ✭✭✭phormium


    Highly unlikely. What you want to do is increase your mortgage to clear other debt, banks don't do that anymore especially for another lender's debt. Most banks now only offer top ups to mortgages for home improvements to that property and that depends on loan to value and other lending requirements, difficult enough to even get funds for that.


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