Driving without insurance disc - awaiting disc from insurer

LpPepper

Hi,

Got new car insured Tuesday night. Obviously have no disc to display but have printed off proof from insurer that car is insured and have it in the glovebox in case I get stopped.

My question is, if I did get stopped, would proof of insurance be enough to get me a 10 day grace period to produce the disc at my local station? Should have it by end of the week in any case.

Stheno

Should be

Cookie_Dough

Yep, should be enough. You would have 10 days to produce at Garda Station alright. I'm sure the guards come across it all the time

Noccy_Mondy

As long as you have proof on you that it's insured, then you should be fine.

jimgoose

I should say so. If it was me, I wouldn't worry about it.

Akrasia

LpPepper wrote: »

Hi,

Got new car insured Tuesday night. Obviously have no disc to display but have printed off proof from insurer that car is insured and have it in the glovebox in case I get stopped.

My question is, if I did get stopped, would proof of insurance be enough to get me a 10 day grace period to produce the disc at my local station? Should have it by end of the week in any case.

yeah you'll be grand

probably best to avoid on street parking in case you get a ticket while you're not there, but a printoff of the insurance confirmation will do until the disk arrives

coffeepls

Yes - but if you want peace of mind on that just give your insurance company a ring.

CiniO

LpPepper wrote: »

Hi,

Got new car insured Tuesday night. Obviously have no disc to display but have printed off proof from insurer that car is insured and have it in the glovebox in case I get stopped.

My question is, if I did get stopped, would proof of insurance be enough to get me a 10 day grace period to produce the disc at my local station? Should have it by end of the week in any case.

Your legal obligation to display insurance disc, starts only 10 days after obtaining insurance policy.
You don't need to display it within first 10 days.
That's the law.

slimjimmc

You're not required to show an insurance disc within 10 days after taking out insurance.

http://www.irishstatutebook.ie/1984/en/si/0355.html

5. (1) When a vehicle is used in a public place the insurance disc for the vehicle shall be carried on the vehicle at all times after the expiry of 10 days from the date of authentication of the certificate of insurance.

Sh1tbag OToole

Guards can always check on the National Big Brother System (NBBS) if the car is insured or not

endacl

Phone your insurance. They can provide a letter confirming you're insured. If you ask nicely they might email it to you. Keep it in the glove box. Be grand.

Worked for me.

slimjimmc

Sh1tbag OToole wrote: »

Guards can always check on the National Big Brother System (NBBS) if the car is insured or not

That system has been famously out of date mainly due to complacency by insurers, I wouldn't rely on that being up to date yet.
http://www.rte.ie/news/2015/0503/698472-gardai-database/

The OP should have got confirmation of the policy commencement on the webpage and probably by email. A copy of this confirmation will help show he has a policy though obviously the Gardai will later require the actual certificate within 10 days of being stopped.

Stoolbend

Just be careful parking in a public place as a warden could ticket you for not displaying the disc.

obezyana

Stoolbend wrote: »

Just be careful parking in a public place as a warden could ticket you for not displaying the disc.

That is for tax not insurance.

fatherted1969

Think it depends on the guard tbh. If you got one who was determined to get you then I'd imagine he could for no disc displayed. You'd have had to really piss him off though

Edit

Can traffic wardens cite for insurance disc not displayed ? They can for tax

akelly02

What happens with tax? i just bought a car..Taxbook not yet arrived...if i get done by a warden for no tax disc have i a leg to stand on?

obezyana

akelly02 wrote: »

What happens with tax? i just bought a car..Taxbook not yet arrived...if i get done by a warden for no tax disc have i a leg to stand on?

You can appeal it. Is there a tax disc in the window? if not you can still be done for non display irrespective of where the logbook is.

slimjimmc

fatherted1969 wrote: »

Think it depends on the guard tbh. If you got one who was determined to get you then I'd imagine he could for no disc displayed. You'd have had to really piss him off though

Edit

Can traffic wardens cite for insurance disc not displayed ? They can for tax

If you're referring to the insurance disc you can't be prosecuted for non-display within the first 10 days after taking out the policy. If you still have no insurance disc after 10 days then you're fair game.

I understand Traffic Wardens have no powers for insurance offences, just parking and tax offences.

akelly02

obezyana wrote: »

You can appeal it. Is there a tax disc in the window? if not you can still be done for non display irrespective of where the logbook is.

there is a disc but its out since jan. i bought the car last fri still no sign of tax book

slimjimmc

akelly02 wrote: »

there is a disc but its out since jan. i bought the car last fri still no sign of tax book

Walk into your local Motor Tax office and get your disc on the spot. Log book is not required.
http://www.environ.ie/en/LocalGovernment/MotorTax/Renewal/

akelly02

slimjimmc wrote: »

Walk into your local Motor Tax office and get your disc on the spot. Log book is not required.
http://www.environ.ie/en/LocalGovernment/MotorTax/Renewal/

Like the way you said walk. It would take me about 15 hours to walk in haha