Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Please note that it is not permitted to have referral links posted in your signature. Keep these links contained in the appropriate forum. Thank you.

https://www.boards.ie/discussion/2055940817/signature-rules
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Running costs, are we so bad ?

  • 25-08-2015 11:23pm
    #1
    Registered Users, Registered Users 2 Posts: 2,731 ✭✭✭


    Since this topic seemed to have derailed the other thread, lets start a dedicated one, so we don't go off topic.

    Can anyone give a comparison between us and the other EU countries wrt running costs on a 2.5L petrol turbo 6 cyl doing the daily grind ?

    Tables would be fab. :D


Comments

  • Closed Accounts Posts: 5,361 ✭✭✭Boskowski


    Cheaper in Germany anyway as both tax and insurance are considerably less. Petrol probably a bit dearer.


  • Registered Users, Registered Users 2 Posts: 2,731 ✭✭✭oleras


    Boskowski wrote: »
    Cheaper in Germany anyway as both tax and insurance are considerably less. Petrol probably a bit dearer.

    Whats the annual tax on a 2.5l petrol in Germany ?

    Insurance for say a 35 year old ?


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Hard to compare if we don't know exact make and model.
    But f.e. Ireland vs Poland.
    (assume average mileage 15k per annum and average fuel consumption 10l/100km (28MPG) and owner in 30s with full NCB and car about 10 years old)

    Ireland
    Tax - €1080
    Insurance - €1200
    Fuel - €2100 (assuming petrol at €1.40)
    Servicing/repairs - €1000
    NCT - €55
    Total per annum: €5345

    Poland
    Tax - €0
    Insurance - €130
    Fuel - €1605 (assuming petrol at €1.07) or
    Fuel LPG - €756 (assuming LPG at €0.42 and 20% higher consumption)
    Servicing/repairs - €400
    NCT - €25
    Total per annum: €2160 (on petrol) or €1311 (on LPG)

    IMO that's a fair comparision of running costs.


  • Registered Users, Registered Users 2 Posts: 304 ✭✭Brasso


    oleras wrote: »
    Whats the annual tax on a 2.5l petrol in Germany ?

    Insurance for say a 35 year old ?

    In Germany it goes by CO2 since 2009, same as here. But for an older engine it's done on cc and which euro emissions band it is in, eg. Euro I or Euro IV. From what I could find the rate for a euro IV petrol engine is €6.75 so for a 2500cc engine that would be multiplied by 25 giving you annual tax of €168.75. A saving of €911 over the Irish rate, plus the fact that since €1080 is such a significant amount of money you might not be able to afford it all at once and would have to opt for the more costly option of quarterly payments. I have no idea about insurance.


  • Closed Accounts Posts: 5,361 ✭✭✭Boskowski


    I can't say for everything but I'm driving a 2.5l petrol 6 cylinder. Costs me €1080 to tax here. In Germany it would cost me €184. I looked it up.
    Insurance anything between €300 and €400 for 3rd party. Just did an online quote.

    That sucks. Ah well I didn't come here for the great motoring experience I guess :pac:.


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 2,694 ✭✭✭BMJD


    Feels good knowing that we are saving the planet though, doesn't it?


  • Registered Users, Registered Users 2 Posts: 8,307 ✭✭✭cletus


    @Cinio: What would the average industrial wage in Poland be?


  • Registered Users, Registered Users 2 Posts: 34,182 ✭✭✭✭listermint


    BMJD wrote: »
    Feels good knowing that we are saving the planet though, doesn't it?

    It's the insurance this year that has to be noted as incredible. Not sure that has anything to do with planet saving.

    It appears to be just going up and up across the board unchecked.

    And this whole not accepting older cars how does that fly on the Continent. I'd imagine it doesn't been in the likes of France etc all you see is older vehicles on the road.

    How is it they are getting away with this registration shaming over here.


  • Registered Users, Registered Users 2 Posts: 20,847 ✭✭✭✭cormie


    CiniO wrote: »
    Hard to compare if we don't know exact make and model.
    But f.e. Ireland vs Poland.
    (assume average mileage 15k per annum and average fuel consumption 10l/100km (28MPG) and owner in 30s with full NCB and car about 10 years old)

    Ireland
    Tax - €1080
    Insurance - €1200
    Fuel - €2100 (assuming petrol at €1.40)
    Servicing/repairs - €1000
    NCT - €55
    Total per annum: €5345

    Poland
    Tax - €0
    Insurance - €130
    Fuel - €1605 (assuming petrol at €1.07) or
    Fuel LPG - €756 (assuming LPG at €0.42 and 20% higher consumption)
    Servicing/repairs - €400
    NCT - €25
    Total per annum: €2160 (on petrol) or €1311 (on LPG)

    IMO that's a fair comparision of running costs.

    Wow, how is insurance so cheap in Poland? Going by the Polish dash cam videos I've seen you've just as many crazy drivers, but maybe not such a prominent claim culture?
    cletus wrote: »
    @Cinio: What would the average industrial wage in Poland be?

    I think it's about €400 a month.


  • Registered Users, Registered Users 2 Posts: 20,196 ✭✭✭✭jimgoose


    cletus wrote: »
    @Cinio: What would the average industrial wage in Poland be?

    Here's a useful Wikipedia article. According to Eurostat in 2014, the average monthly net income in Poland was €635, but Germany was much like ourselves at €2,315 and €2,284 respectively. Interestingly, the UK is coming in fairly high at €2,810. That'll be all the bowler-hatted types in That Loondon pulling up the average, no doubt:

    https://en.wikipedia.org/wiki/List_of_European_countries_by_average_wage


  • Advertisement
  • Registered Users, Registered Users 2 Posts: 20,847 ✭✭✭✭cormie


    Ah maybe I was told the figure for minimum wage was around €400 a month!


  • Registered Users, Registered Users 2 Posts: 1,855 ✭✭✭nd


    monthly average income in Ukraine is €132 icon_shocked.gif


  • Registered Users, Registered Users 2 Posts: 2,015 ✭✭✭colm_c


    We also have to compare not only average wages, also taxes (direct/indirect) but also people density.

    If there are more people using the same space, then there is more opportunity to spread taxes.

    Germany: 609 people per sq mile
    Poland: 328 people per sq mile
    Ireland: 153 people per sq mile

    Source: http://www.infoplease.com/ipa/A0934666.html

    Don't get me wrong, the motor tax here is high for CC, but we also have to remember the cars are going to be cheaper because of it.

    2004 German 525i (11k)
    http://suchen.mobile.de/fahrzeuge/details.html?id=191439020

    2004 Irish 525i (4k)
    http://cars.donedeal.ie/cars-for-sale/bmw-525i-automatic-new-nct-low-mileage/10239335?offset=12

    Now obviously there are differences in the cars themselves, but that's a fair chunk in price difference regardless.

    So I don't think it's fair to compare motor tax rates without all other factors.


  • Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    cormie wrote: »
    Wow, how is insurance so cheap in Poland? Going by the Polish dash cam videos I've seen you've just as many crazy drivers, but maybe not such a prominent claim culture?

    Indeed insurance cost is significently cheaper than here, even if you accout for average salary, it still comes much cheaper in most cases.
    Reason for that - probably as you say - much less money being claimed, and no big money being paid for small injuries like in Ireland.
    Also fact that compliance is very high (vast majority of cars are insured compared to Ireland where 6% are uninsured) surely puts the price down.
    And system is much simpler with not too many factors affecting premium price and cover being valid in nearly all cases.
    However prices quoted were for third party only. Fact is that usually additions in Ireland are not expensive (f.e. tpft for 900, full comprehensive for 1000 so only 11% more) but in Poland you can get third party for 100 but full comp for 250 (so 150% more)


Advertisement