Commercial insurance with private tax

Novadar

hi all I own a 92 Opel corsa 1.5d van
And as it is so old I could not get private insurance for it and my only 21.
So I got commerical insurance as it was cheap I told axa I worked In a factory which I kinda do and I got my cover.

Now my question is how do I tax it.
It's my only form of transport and axa told my my policy also has social and demestic and I have no vat number.

I want to tax it privately as I will be driving it all the time so what do I do ????

ben9195

As you have given false or misleading information to Axa you will not be covered in the event of any claim. I reckon you have not told us the whole story that you gave them. Just working in a factory or "kinda working in a factory" does not entitle anyone to get commercial insurance.

punisher5112

You just tax it private its what revenue want the last few years they have hit down hard.

1.5 not as bad anyway.

Novadar

punisher5112 wrote: »

You just tax it private its what revenue want the last few years they have hit down hard.

1.5 not as bad anyway.

But my main question is can u have commercial insurance with private tax

Novadar

ben9195 wrote: »

As you have given false or misleading information to Axa you will not be covered in the event of any claim. I reckon you have not told us the whole story that you gave them. Just working in a factory or "kinda working in a factory" does not entitle anyone to get commercial insurance.

I didn't give any false info I just told them I'm a factory worker which I am and told them I help my father out to move kitchen units and stuff they had no problem with that

punisher5112

Novadar wrote: »

But my main question is can u have commercial insurance with private tax

You can tax online.

All they are interested in is getting as much money as they can.

They are screwing anyone with a commercial but want them to tax private as there is more money.

Go ahead you can.

Novadar

punisher5112 wrote: »

You can tax online.

All they are interested in is getting as much money as they can.

They are screwing anyone with a commercial but want them to tax private as there is more money.

Go ahead you can.

So just to make it clear to me :P

It's possable in Ireland to tax a van which is insured with a commercial policy privately and they ar ok with that

aujopimur

You will make a declaration to the motor tax office as to the use of the van, if you satisfy the man behind the desk, you will tax it accordingly.

Novadar

Well lads I own a 1.5 Opel corsa carvan
Got my commerical insurance today and it's stated that this is my only transport and says social and demestic but it's still commerical van insurance

So how do I tax it as I don't have a vat number ???
Thanks

biko

Threads merged

punisher5112

Novadar wrote: »

Well lads I own a 1.5 Opel corsa carvan
Got my commerical insurance today and it's stated that this is my only transport and says social and demestic but it's still commerical van insurance

So how do I tax it as I don't have a vat number ???
Thanks

You may tax private if you want to.

Otherwise you will need to be able to show documents stating needed for work or farm or business.

Novadar

punisher5112 wrote: »

You may tax private if you want to.

Otherwise you will need to be able to show documents stating needed for work or farm or business.

But ever body tells me a van the is insured commerical
Can't be taxed privately ???

Gumbo

Novadar wrote: »

But my main question is can u have commercial insurance with private tax

This is the biggest problem for you. To make sure your insurance is valid, all my quotes this year while renewing my commercial insurance on the jeep had a condition that the jeep was actually taxed commercially. If I taxed it privately, I was to take out private insurance.

Novadar

kceire wrote: »

This is the biggest problem for you. To make sure your insurance is valid, all my quotes this year while renewing my commercial insurance on the jeep had a condition that the jeep was actually taxed commercially. If I taxed it privately, I was to take out private insurance.

So what do I do I have my insurance now and I can't get private insurance on her

Pov06

Novadar wrote: »

So what do I do I have my insurance now and I can't get private insurance on her

Try to tax it commercially and put down your PPS number instead of a VAT number. I have read on here that it works.

Novadar

Pov06 wrote: »

Try to tax it commercially and put down your PPS number instead of a VAT number. I have read on here that it works.

I think that will work ??

GreatDefector

Novadar wrote: »

So what do I do I have my insurance now and I can't get private insurance on her

You can

You chose not to

Novadar

GreatDefector wrote: »

You can

You chose not to

Nope was to old for must insurers and others wanted 3000

Pov06

Novadar wrote: »

I think that will work ??

Chances are the Motor Tax worker won't even notice

GreatDefector

Novadar wrote: »

Nope was to old for must insurers and others wanted 3000

Exactly my point

My first insurance was equivalent of €2000 on a moped. I either payed it or I didnt drive

I take your point about being a '92 but some insurers still gave a quote

Now you're unsure if you can tax it and unsure if you're even covered with the policy