Car for young drivers

Skidfingers

Hi,

Any recommendations? Thinking diesel and 1.4L-2.0L that's not a fortune to run (about 250km a week) and insured on (under €2200). 20 year old, 2 years driving experience as a named driver and full license 3 months. No points, clean license etc.

Tickles fancy - A4, toledo, golf, focus, megane, astra, corolla, bora, passat with a budget of about €3000.

I know this is probably impossible to hit all these points, but I'd like just to test the water.

Thanks in advance

Skidfingers

OSI wrote: »

At 20 rule out the A4, Bora, Passat and most Golfs. The insurance will be mental.

Would insurance be cheaper on i.e. 2002 car than a 04/05?

Is it possible for example, for my dad to have his car in his name, and also my car (me being a named driver) to reduce the total cost of insurance.

bazz26

Skidfingers wrote: »

Would insurance be cheaper on i.e. 2002 car than a 04/05?

Is it possible for example, for my dad to have his car in his name, and also my car (me being a named driver) to reduce the total cost of insurance.

If anything insurance will probably be higher on the older car assuming that the insurance company will take you on as a new customer as some insurance companies are not taking on new customers looking to insure cars over 15 years old or so.

As for the other scheme, this is known as fronting in the insurance world and insurance companies are well wise to it. All they will do is load whoever the highest risk driver is no matter whose name is down as the policy holder.

The reason insurance is going to be so high is not just the car your insuring but also you fall into a high risk group by insurance companies.

gooner99

tbh a corolla 02-07 model 1.4vvti would be hard to overlook.looks pretty well,drives well, engine is lively for what it is and pretty good on fuel.that model are pretty damn reliable and there are plenty about to choose from.

mullingar

@OP.

For the cheapest insurance, get a Group 1 or 2 car.

http://www.carinsurancegroups.co.uk/insurance-groups/

Skidfingers

gooner99 wrote: »

tbh a corolla 02-07 model 1.4vvti would be hard to overlook.looks pretty well,drives well, engine is lively for what it is and pretty good on fuel.that model are pretty damn reliable and there are plenty about to choose from.

Neighbour has a 05 version petrol and they said it's quite difficult run. Majority of Diesel for 1.4 are at least 4k.


@mullingar, link isn't opening.

mullingar

Try this

http://www.carinsurancegroups.co.uk/groups-list/

Be warned, the group 1-2 cars will not do anything for street cred.