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judgement attached to my deeds

  • 25-07-2015 8:33pm
    #1
    mcneil
    Banned (with Prison Access) Posts: 332 ✭✭


    Took out a personal loan to finish of my house in 2006 and in 2010 wasn't in a position to pay it after being left with 14k to pay, fell into depression for a few years and buried my head in the sand with my debts. Bank took me to court and had a deal to pay 50 euro a week until debt was paid but a judgement was attached to my house.

    I've been told if I can get my hands on half of what I owe, I can phone up the recover agent or bank, make a deal with them and they will usually accept this to clear my debt. I'm wanting to know is this possible and if so, how do I go about getting the judgement removed from my deeds. Also what kind of figers would a solicitor charge me for this purpose.


Comments

  • #2
    goz83
    Registered Users, Registered Users 2 Posts: 8,035 ✭✭✭goz83


    Phone a solicitor and ask. You won't be able to get legal advice here.


  • #3
    Victor
    Registered Users, Registered Users 2 Posts: 78,647 ✭✭✭✭Victor


    mcneil wrote: »
    I've been told if I can get my hands on half of what I owe, I can phone up the recover agent or bank, make a deal with them and they will usually accept this to clear my debt.
    Banks will do deals. There is no guarantee they will do one for anything near 50%.


  • #4
    mcneil
    Banned (with Prison Access) Posts: 332 ✭✭mcneil


    Victor wrote: »
    Banks will do deals. There is no guarantee they will do one for anything near 50%.

    How common is it to get a 50% deal with this amount.


  • #5
    Pat Mustard
    Registered Users, Registered Users 2 Posts: 9,554 ✭✭✭Pat Mustard


    Sorry to hear about this OP. However, legal advice is not allowed here. I think that you need a financial adviser and a solicitor.


This discussion has been closed.
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