No Insurance, No Licence, Not Owner of Car

ghogie91

Well All,

My friend is after writing off a car which he doesn't own, this guy has no license and has no insurance.

There was another car involved in the accident which was at fault.

What trouble would this guy likely be in? Tool of the highest order for any one of the above offenses

biko

Was gardai involved? Tbh, he's in pretty deep ****.

Caliden

Gardai will most likely open a case against him.

Other car's insurance will pay for the costs of the written off car.

ghogie91

Yeah cars were wrote off guards, ambulances... the full haul all involved!

Greenmachine

Caliden wrote: »

Gardai will most likely open a case against him.

Other car's insurance will pay for the costs of the written off car.

I feel the other guy even if he was at fault.

Aint Eazy Being Cheezy

Even though the other driver was at fault, they're still entitled to your 'friends' insurance details. If your 'friend' hasn't already given a statement to the gardai, and produced his license & insurance, he'll be asked for these in the next few days.

When it transpires that he hasn't got either, he can expect to be summonsed to court and be charged with these offences.

The owner of the car will be entitled to claim compensation from the driver at fault. They may also face prosecution for knowingly allowing an uninsured driver to take their car. Alternatively they could say it was done without their knowledge, which would leave your 'friend' open to more charges.

jimgoose

The Cunning Linguist wrote: »

Even though the other driver was at fault, they're still entitled to your 'friends' insurance details. If your 'friend' hasn't already given a statement to the gardai, and produced his license & insurance, he'll be asked for these in the next few days.

When it transpires that he hasn't got either, he can expect to be summonsed to court and be charged with these offences.

The owner of the car will be entitled to claim compensation from the driver at fault. They may also face prosecution for knowingly allowing an uninsured driver to take their car. Alternatively they could say it was done without their knowledge, which would leave your 'friend' open to more charges.

All of the above. Shít-business, my good man. Your friend be in it.

ghogie91

The Cunning Linguist wrote: »

Even though the other driver was at fault, they're still entitled to your 'friends' insurance details. If your 'friend' hasn't already given a statement to the gardai, and produced his license & insurance, he'll be asked for these in the next few days.

When it transpires that he hasn't got either, he can expect to be summonsed to court and be charged with these offences.

The owner of the car will be entitled to claim compensation from the driver at fault. They may also face prosecution for knowingly allowing an uninsured driver to take their car. Alternatively they could say it was done without their knowledge, which would leave your 'friend' open to more charges.

Ah yeah I understand. My "friend" is currently in the hospital with a solicitor telling him some information on what to do and what not to do.

Even though he was uninsured and had no licence will the other people involved not get questioned regarding dangerous driving or will this all be overshadowed by the insurance?

Aint Eazy Being Cheezy

ghogie91 wrote: »

will the other people involved not get questioned regarding dangerous driving or will this all be overshadowed by the insurance?

It won't be overshadowed, no. If they were found to be driving dangerously they can be prosecuted also.

Potentially you could have three people up in court facing charges, the car owner, the uninsured driver and the driver who caused the accident.

ghogie91

I understand so! I wouldn't like to see one party getting the full rap when both parties were at fault for different offenses.

abff

ghogie91 wrote: »

I understand so! I wouldn't like to see one party getting the full rap when both parties were at fault for different offenses.

Unfortunately, the driver of the other car could argue that it's entirely your friend's fault as he should not have been on the road in the first place.

Bio Mech

abff wrote: »

Unfortunately, the driver of the other car could argue that it's entirely your friend's fault as he should not have been on the road in the first place.

That wont wash. I would expect both parties to face some charges here. The guards may have sympathy for your fried if he is badly injured and not technically at fault for the crash. Its definitely solicitor territory and I wouldn't take too much notice of what people post here.

Including me.

abff

Bio Mech wrote: »

That wont wash. I would expect both parties to face some charges here. The guards may have sympathy for your fried if he is badly injured and not technically at fault for the crash. Its definitely solicitor territory and I wouldn't take too much notice of what people post here.

Including me.

I'm not saying it would wash. I just remember someone I knew who was in an accident with an uninsured driver using this argument. I don't think it got him anywhere.

To Elland Back

If the insured vehicle is proved to be at fault, your uninsured, unlicenced friend will successfully claim compensation. Prosecutions will follow for your friend though. Mad world, isn't it

CiniO

To Elland Back wrote: »

If the insured vehicle is proved to be at fault, your uninsured, unlicenced friend will successfully claim compensation. Prosecutions will follow for your friend though. Mad world, isn't it

Why mad?
That's actually all good.
Person who was at fault of the accident should face charges for causing accident, and his insurance should pay compensation to owner of the vehicle and OPs friend who is injured in hospital.
OPs friend will face charges for driving unlicences and uninsured though and rightly so.
He still might gain more than loose in that case.

Do you want to know how it would work out in Poland?

Aint Eazy Being Cheezy

CiniO wrote: »

Do you want to know how it would work out in Poland?

Everyone involved sent down the salt mines for 12 months?

Supergurrier

bmm

So, btw, any idea why your friend didn't bother with the licence or insurance ?