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In an Insurance pickle...

  • 16-07-2015 12:03pm
    #1
    Mightydrumming
    Registered Users, Registered Users 2 Posts: 746 ✭✭✭


    Any advice gratefully appreciated!

    I'm in a band, we are on the road this weekend and our van driver is sick. I said I'd take over because I have open insurance with Aviva. Rang them up this morning to find that they will not cover me to drive the van for the day.

    Question: Is there any place that would insure me just for a 24 hour period?


Comments

  • #2
    antodeco
    Registered Users, Subscribers, Registered Users 2 Posts: 13,632 ✭✭✭✭antodeco


    Woukd GoCar not work for you? You can rent a van and they cover the insurance AFAIK


  • #3
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Enterprise car/ van rental is around €50 for a day.


  • #4
    Mightydrumming
    Registered Users, Registered Users 2 Posts: 746 ✭✭✭Mightydrumming


    antodeco wrote: »
    Woukd GoCar not work for you? You can rent a van and they cover the insurance AFAIK

    It would be my very last resort as they are only in Dublin & Cork. Would all or most rental companies cover insurance or would I still have to change over? Thanks for that!


  • #5
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    Mightydrumming wrote: »
    It would be my very last resort as they are only in Dublin & Cork. Would all or most rental companies cover insurance or would I still have to change over? Thanks for that!



    Some can be sticky on age of driver.

    It is sometimes an extra depending on company and all sorts of extras.

    If you do have to resort to renting a van just call before booking online or email about any hidden extras some are good at that..


  • #6
    flyingsnail
    Registered Users, Registered Users 2 Posts: 2,777 ✭✭✭flyingsnail


    Can the van owner add you to the van policy for the day?


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  • #7
    Kenny Logins
    Registered Users, Registered Users 2 Posts: 9,060 ✭✭✭Kenny Logins


    Transfer the whole policy over, or get your name added to the van driver's policy.


  • #8
    keithclancy
    Registered Users, Registered Users 2 Posts: 9,208 ✭✭✭keithclancy


    Named driver would be the best route.


  • #9
    kbell
    Registered Users, Registered Users 2 Posts: 1,249 ✭✭✭kbell


    Kenny Logins wrote: »
    Transfer the whole policy over, or get your name added to the van driver's policy.

    Best option or get yourself added permanently, shouldn't cost too much, sometimes nothing at all.


  • #10
    Mightydrumming
    Registered Users, Registered Users 2 Posts: 746 ✭✭✭Mightydrumming


    kbell wrote: »
    Best option or get yourself added permanently, shouldn't cost too much, sometimes nothing at all.


    Tried the original driver's insurance to put me on the policy for the year and they will not put me on unless I'm working for him :(


  • #11
    daheff
    Registered Users, Registered Users 2 Posts: 5,934 ✭✭✭daheff


    is the van a business vehicle? It might be because of this that you cannot get on his insurance (nor get your own transferred over).


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  • #12
    Bazzy
    Registered Users, Registered Users 2 Posts: 1,488 ✭✭✭Bazzy


    Mightydrumming wrote: »
    Tried the original driver's insurance to put me on the policy for the year and they will not put me on unless I'm working for him :(

    wont you be working for him for a day ?


  • #13
    Mightydrumming
    Registered Users, Registered Users 2 Posts: 746 ✭✭✭Mightydrumming


    daheff wrote: »
    is the van a business vehicle? It might be because of this that you cannot get on his insurance (nor get your own transferred over).

    No the van is not a business vehicle. The driver is in the band as a member but we had to get a fill-in for this weekend. We usually use his van and thought nothing of me driving it as I have open insurance but according to the driver's Insurance company - Unless I'm working for him e.g builder/carpenter they will not put me on the policy.

    My own insurance company - Aviva first told me it would be no problem to get insured on the van for a 24 hour period and then came back to tell me they wouldn't cover me unless I was moving house.

    It's a balls of a racket!


  • #14
    Mightydrumming
    Registered Users, Registered Users 2 Posts: 746 ✭✭✭Mightydrumming


    Just to add insult to injury, Enterprise have no vans to hire this weekend in 2 locations about 25 KM from us :confused:


  • #15
    antodeco
    Registered Users, Subscribers, Registered Users 2 Posts: 13,632 ✭✭✭✭antodeco


    Mightydrumming wrote: »
    No the van is not a business vehicle. The driver is in the band as a member but we had to get a fill-in for this weekend. We usually use his van and thought nothing of me driving it as I have open insurance but according to the driver's Insurance company - Unless I'm working for him e.g builder/carpenter they will not put me on the policy.

    My own insurance company - Aviva first told me it would be no problem to get insured on the van for a 24 hour period and then came back to tell me they wouldn't cover me unless I was moving house.

    It's a balls of a racket!

    I thought you WERE moving house?


  • #16
    Mightydrumming
    Registered Users, Registered Users 2 Posts: 746 ✭✭✭Mightydrumming


    antodeco wrote: »
    I thought you WERE moving house?

    :pac: They even asked me for an address and I just said forget about it :rolleyes:

    The day's are gone were you could just give a quick buzz to them and say I'm driving this or that for the weekend - Yeah no bother!

    Our driver/bass player is being resurrected for the weekend. Tough as oul boots he is :)

    Thanks all for your help, really appreciated it!


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