Buying a used commercial vehicle for Private Use

ozt9vdujny3srf · 06-07-2015 9:56pm #1

I've been finding lots of conflicting information online about how it works when you want to use a commercial vehicle for social / domestic / commuting uses. Particularly as the law appears to have changed recently enough.

Is it possible to do this? How will it work in terms of Tax and Insurance?

I'd appreciate any advice going :-)

07-07-2015 4:30pm

Most commercials usually have a private version floating about, too (unless it's a pick up truck or such).

What is it you're looking at out of curiousity?

If you want to use it privately, you just have to class it as a private vehicle and pay the tax and insurance on it as a private. Insurance probably won't alter too much (probably work out better for you as you'll no doubt have more years driving private vehicles VS commercial ones). It's the tax that will bend you over and have it's way with you. Most commercials (vans/jeeps) are 2ltr and above. A 2.5ltr is, I think, €1,080 to tax privately (vs €333 as a commercial). The difference is about €60 per month. Not an enormous amount, but money I'd rather have in my own back pocket, nonetheless.

This is why you see so many commercials on the school run.

Buying a used commercial vehicle for Private Use

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