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Insurance 27 year old

  • 25-06-2015 10:46am
    #1
    risteard7
    Registered Users, Registered Users 2 Posts: 879 ✭✭✭


    I'm getting quotes for around €1,700 - €1,800! I have a full licence and 1 years no claims. Are these type of quotes the norm now??


Comments

  • #2
    jimgoose
    Registered Users, Registered Users 2 Posts: 20,194 ✭✭✭✭jimgoose


    Seems a tad costly alright. What sort of car are we talking about, and who have quoted?


  • #3
    Squidgy Black
    Registered Users, Registered Users 2 Posts: 21,738 ✭✭✭✭Squidgy Black


    I'm paying that much as a 20 year old on a 1.4 golf with no NCB, that's definitely way too high unless you've got a car with a big engine or one that falls into a high risk bracket.


  • #4
    risteard7
    Registered Users, Registered Users 2 Posts: 879 ✭✭✭risteard7


    jimgoose wrote: »
    Seems a tad costly alright. What sort of car are we talking about, and who have quoted?

    Sorry, it's a passat 1.9 tdi 06. I dont understand it? I know 21 year olds not paying that. The Quotes are with liberty and axa. I would expect my quote to be around 800 or 900.


  • #5
    jimgoose
    Registered Users, Registered Users 2 Posts: 20,194 ✭✭✭✭jimgoose


    risteard7 wrote: »
    Sorry, it's a passat 1.9 tdi 06. I dont understand it? I know 21 year olds not paying that. The Quotes are with liberty and axa. I would expect my quote to be around 800 or 900.

    Mmm. I find AXA quite competitive these days, but having said that there's no fathoming them. All I can tell you is try a few more of them.


  • #6
    Foxhole Norman
    Registered Users, Registered Users 2 Posts: 5,875 ✭✭✭Foxhole Norman


    The 1yrs no claims is what's killing you, you're basically like a new driver to them.


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  • #7
    Atomic Pineapple
    Registered Users, Registered Users 2 Posts: 18,272 ✭✭✭✭Atomic Pineapple


    Foxhole Norman wrote: »
    The 1yrs no claims is what's killing you, you're basically like a new driver to them.

    Exactly, the OP being 27 has very little effect as compared to being 21 when you only have 1 years NCB. The lack of no claims is why it's so high.


  • #8
    pudzey101
    Registered Users, Registered Users 2 Posts: 3,925 ✭✭✭pudzey101


    its your no claims OP , im 24 with 8 years NCB and payin 487 on a 05 tdi passat


  • #9
    risteard7
    Registered Users, Registered Users 2 Posts: 879 ✭✭✭risteard7


    I tried FBD €837 that seems more like it??


  • #10
    moleyv
    Registered Users, Registered Users 2 Posts: 1,580 ✭✭✭moleyv


    Google car insurance Ireland and get a quote from all of them, don't just go on price, compare the excess and other benefits.

    The 800 mark sounds close to the mark.

    My insurance is around 500 but I still get the odd 1500 quote from a few. Generally everyone's premium is a bit more expensive this year.


  • #11
    James Forde
    Registered Users, Registered Users 2 Posts: 1,785 ✭✭✭James Forde


    risteard7 wrote: »
    I'm getting quotes for around €1,700 - €1,800! I have a full licence and 1 years no claims. Are these type of quotes the norm now??

    Have similar details to yourself.

    Full license / 1 year NCB / 1.6 Focus.

    Best I've seen so far is FBD €900 for fully comp.


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  • #12
    Thirdfox
    Registered Users, Registered Users 2 Posts: 7,110 ✭✭✭Thirdfox


    Got a renewal quote from Aviva for €680 comprehensive for a Audi A5 1.8 - 1 year NCB (4 years named) and 27.

    It's beneficial to be married also (and have your spouse named on the policy).

    However, I wouldn't get married just for the insurance benefits...

    edit: some other companies had quoted up to €1500 for roughly the same cover. So definitely shop around.


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