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Getting insured, need help!

  • 12-06-2015 3:36pm
    #1
    Mystery_who
    Registered Users, Registered Users 2 Posts: 16 ✭


    Hey guys just wondering what happens if i get my own insurance on a provisional permit on my own car but then add my mother as a named driver? Will insurance become cheaper?
    Even though she has her own car with a different company will she loose her no claims bonus (as i have been told by a friend this will happen, not sure if true).

    Thanks.
    Tagged:


Comments

  • #2
    Bogger77
    Registered Users, Registered Users 2 Posts: 1,857 ✭✭✭Bogger77


    my insurance is slightly lower cos I have my mum as a named driver, i'm over 35 with over 10yrs full license. She's just added by default by the broker, not sure she's ever driven my car. When I had a provisional license way back, I got a discount when she was added to the policy, not sure how much, but at 3000 punts, it was a nice chunk of change


  • #3
    ironclaw
    Registered Users, Registered Users 2 Posts: 8,004 ✭✭✭ironclaw


    Most insurers do lower the premium on a policy if your mother is on the policy. Mine is named but never driven the car and added no extra cost but did lower it.


  • #4
    Gavman84
    Registered Users, Registered Users 2 Posts: 1,113 ✭✭✭Gavman84


    It might well lower the premium yes. Also she wouldn't lose her own ncb, being named on yours has no impact on it once she still has her own policy on her own car.


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