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Bank of Ireland Fixed Mortgage Rates reduced for new and existing customers

  • 29-05-2015 1:21pm
    #1
    Bank of Ireland: Tara P
    Closed Accounts Posts: 573 ✭✭✭


    We are delighted to announce reductions to our Fixed Mortgage Rates please see here for more information.


Comments

  • #2
    NewCorkLad
    Registered Users, Registered Users 2 Posts: 961 ✭✭✭NewCorkLad


    Why is there such a large difference between the interest rates and APR's on BOI's fixed rate mortgage table's?


  • #3
    Bank of Ireland: Nicola
    Closed Accounts Posts: 735 ✭✭✭Bank of Ireland: Nicola


    NewCorkLad wrote: »
    Why is there such a large difference between the interest rates and APR's on BOI's fixed rate mortgage table's?
    Hi NewCorkLad,

    Thanks for getting in touch with here on Boards.ie

    APR is the total cost of credit a borrower pays, expressed as an annual percentage of the amount of credit given. APR is useful for comparing costs between different loans and different lenders.

    A variable interest rate is subject to change, and will rise and fall over the term of the mortgage. This means that the repayment may change throughout the mortgage term.


    A fixed rate mortgage loan has a rate fixed for a specified period of time. This means that the monthly repayment amount will remain the same during the fixed period.

    Rates can vary depending on a number of factors some of which include the amount of your loan relative to the property value and whether you are choosing a fixed or variable rate.


    You can speak to one of our mortgage advisers by calling 0818 200 339 or you can request a call back here. They will be happy to discuss this further with you.

    I hope this helps and please let me know if you need anything else.

    Thanks
    Nicola


  • #4
    Feeder
    Registered Users, Registered Users 2 Posts: 177 ✭✭Feeder


    Hi BOI,

    Are there any circumstances whereby someone in negative equity with another lender could avail of the new fixed rates under a switch mortgage ? 


  • #5
    Bank of Ireland: Elaine
    Closed Accounts Posts: 1,367 ✭✭✭Bank of Ireland: Elaine


    Hi Feeder, 

    Thank you for getting in contact with us here on Boards.ie. 

    You can view a full list of our switcher rates here on our website. Should you wish to discuss the option of switching your mortgage you can request a call back here on our website also. 

    We hope this helps and if there is anything else we can assist you with here, please don't hesitate to post again. 

    Thanks, 
    Elaine 


  • #6
    Feeder
    Registered Users, Registered Users 2 Posts: 177 ✭✭Feeder


    Ok Thanks Tara


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