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chimney problem

  • 25-05-2015 12:56pm
    #1
    Thomas Drennan
    Registered Users, Registered Users 2 Posts: 83 ✭✭


    My flue liners have to be replaced in my chimney which Is covered under my house insurance my local builder said the insurance company will push to cut costs by having a steel liner inserted inside the the flues that are cracked he said it will only last about 9 to 10 years and I won't be covered under insurance the second time but I would save a big mess any advice


Comments

  • #2
    Robbie.G
    Registered Users, Registered Users 2 Posts: 1,884 ✭✭✭Robbie.G


    Thomas Drennan wrote: »
    My flue liners have to be replaced in my chimney which Is covered under my house insurance my local builder said the insurance company will push to cut costs by having a steel liner inserted inside the the flues that are cracked he said it will only last about 9 to 10 years and I won't be covered under insurance the second time but I would save a big mess any advice

    There are plenty of company's relining
    Chimneys the cost for relining would be in the region of €3000-€4000
    As it's an insurance issue you want all the existing liners removed and them all completely replaced with clay or pumice liners.It's a very messy job and a lot of redecoration after wards so my advice is to get a loss adjuster to work on this for you as they will get you the best settlement for you


  • #3
    Thomas Drennan
    Registered Users, Registered Users 2 Posts: 83 ✭✭Thomas Drennan


    How do I go about getting a loss adjuster and are they expensive


  • #4
    Robbie.G
    Registered Users, Registered Users 2 Posts: 1,884 ✭✭✭Robbie.G


    Thomas Drennan wrote: »
    How do I go about getting a loss adjuster and are they expensive

    The simple answer is google them there's plenty of them most charge a percentage of the claim usually about 10%


  • #5
    a_ominous
    Registered Users, Registered Users 2 Posts: 795 ✭✭✭a_ominous


    about 2 years ago, we were having problems with tar seeping through walls from chimney in an old country cottage. We got a builder in to re-line chimney with ceramic flue - planned to do this ourselves. They started work and discovered metal flue was corroded through. Builder said it was going to be a bigger job than originally expected, and recommended going to insurance company.
    We did that, insurance company sent an assessor who inspected the damaged chimney (had been fires in we weren't aware of). We gave builders estimate for work, including re-decorating work.

    Long story short, chimney was rebuilt from ground up, with correct lining and adjoining rooms redecorated. All we had to pay was the insurance excess. No separate assessor fee.

    Given the amount of dirt that will be around, you might need to move stuff into storage during the works. We weren't living in the house at the time, so we moved furniture into other rooms.


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