Car Crash - Repair Cost very high - do I need to have it repaired - advice?

kimjongun

Hi,
Somebody reversed into my car - car is worth about 1900 eur.
Person admitted liability - repair cost 1100 Eur quoted by an official authorized repair center.

Damage is not too bad - Do I need to get it repaired and would the insurance company give me the 1100 euros instead?

thanks in advance for you advice

Voodoomelon

This came up about a week ago. You're entitled to €1100, less the VAT if claiming the amount instead.

Bogger77

Voodoomelon wrote: »

This came up about a week ago. You're entitled to €1100, less the VAT if claiming the amount instead.

why without VAT, the figure is for the claimant to repair their cost, if the OP was to get the job done elsewhere, they'd be paying VAT.

To Elland Back

Because there is VAT in the quote and if he doesn't get the vehicle repaired, he hasn't incurred VAT, so you cannot claim for it. If he is getting the job done elsewhere and there is VAT in their invoice, he will get it paid, provided the repair is done

This was done to death in a recent thread, like Voodoomelon said, it is just the way it is and there is nothing underhand about it

Nody

Bogger77 wrote: »

why without VAT, the figure is for the claimant to repair their cost, if the OP was to get the job done elsewhere, they'd be paying VAT.

And the insurance company would also be claiming the VAT back; which means the real cost for the insurance company would be excl. VAT.

mhackett102

What kind of damage was done? €1100 seems like a lot, considering the car is worth €1900.

To Elland Back

Nody wrote: »

And the insurance company would also be claiming the VAT back; which means the real cost for the insurance company would be excl. VAT.

Insurance Companies are VAT exempt and do not claim it back

166man

mhackett102 wrote: »

What kind of damage was done? €1100 seems like a lot, considering the car is worth €1900.

You could do €5k worth of damage to a €1k car as well...!

edburg

mhackett102 wrote: »

What kind of damage was done? €1100 seems like a lot, considering the car is worth €1900.

Value of car doesnt come into cost of repair, parts value don't drop with value of car or we all be driving 15 year old cars if it only cost pennies to repair. :P