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Help with non existant phone bill!

  • 19-05-2015 3:42pm
    #1
    Idina
    Closed Accounts Posts: 32 ✭


    Hi,
    2 months ago I switched from 3. I rang cancelled the contract a year in advance & paid by card all costs. The outstanding bill & the years contract - all debited. A month later I get a letter stating that a direct debit looking for €40 from my account came back to them. Obviously I had cancelled it. I rang them & they stated to ignore the letter I definitely had a 0 balance. Then again last week I get a letter stating that an outstanding amount of 0 yes ZERO - had been rejected again & I had to settle immediately.
    Apart from being extremely frustrated, I am also extremely worried about this affecting my credit rating. Is this possible?
    I am hoping to apply for a mortgage soon & am very worried.

    TIA


Comments

  • #2
    Paulw
    Registered Users, Registered Users 2 Posts: 13,381 ✭✭✭✭Paulw


    Idina wrote: »
    Apart from being extremely frustrated, I am also extremely worried about this affecting my credit rating. Is this possible?

    It can only impact your credit rating if they take you to court, win, and get a judgement against you. I doubt an outstanding balance of 0 is them worth taking to court. :D

    Sounds like you have nothing to worry about.


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