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Credit Union Loan Car

  • 12-05-2015 6:37pm
    #1
    lcstress2012
    Registered Users, Registered Users 2 Posts: 598 ✭✭✭


    Applied for a loan for a car of 3500 and they rang me back 3 weeks ago to say it was approved. I work full time, 40 hours a week. If I go to the cu tomorrow will they let me take the money or do I have to wait a certain number of days to get the loan?

    Thanks
    Tagged:


Comments

  • #2
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    If it's an unconditional approval like it doesn't require the signature of a guarantor then they should give you the cheque but you'd need to phone ahead to be sure. No two CUs are the same, they all have their own rules and procedures.


  • #3
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Sounds like you should have full approval there. I'd expect you can collect the loan on the same day!


  • #4
    CreamTim
    Registered Users, Registered Users 2 Posts: 79 ✭✭CreamTim


    lcstress2012 wrote: »
    Applied for a loan for a car of 3500 and they rang me back 3 weeks ago to say it was approved. I work full time, 40 hours a week. If I go to the cu tomorrow will they let me take the money or do I have to wait a certain number of days to get the loan?

    Thanks

    I know this thread is from last year but when you applied for €3,500 and you work 40 hours a week .. what information did they require from you i.e payslips? and had you been making regular deposits into your savings ? Also what % of the €3,500 did you need in your account before applying.

    Sorry about all the questions :)


  • #5
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    CreamTim wrote: »
    I know this thread is from last year but when you applied for €3,500 and you work 40 hours a week .. what information did they require from you i.e payslips? and had you been making regular deposits into your savings ? Also what % of the €3,500 did you need in your account before applying.

    Sorry about all the questions :)

    I got a CU car loan last week and just had to bring down my payslip, sign forms in around 10 places and verbally confirm I was in good health


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