New Car Options

Whu557

Hi guys new to the forums and need some help.

Currently own a peugeot 207 a 2006 model and it has started to acquire quite a few faults. Only had it 3 months and I'm beginning to think the head gasket needs replacing as it likes a drink of coolant and the car is a bit jerky on start up but when warm it runs perfectly fine apart from a ticking noise also from the engine which has only just reared its head.

How would i go about the pcp peugeot passport deal they are currently doing with the 4000 euro scrappage scheme. We are currently paying off a credit union loan for the 207 but can still afford about 160 a month. Would this affect our chances of passing a credit check for a pcp?

Also how much trade in price would i get for this 207 roughly? it has 206,000km on the clock.

Also i have only been living here for just over a year but have lived in the uk all my life previous and my other half is irish and lived here all her life if that would make a difference.

Thanks guys

colm_mcm

Would you not take it to a garage and get a proper diagnosis?
Old cars need maintenance, you'll have to spend money that you're not spending on keeping this car going on monthly payments.

Whu557

Thing is i have and i have spent quite a bit on it already. They cannot find a leak so i have been told but its drinking it at an average from max to min about every 700km.

The ticking noise i was told was tappets but with possibly a hg repair coming and possibly new tappets its starting to look pricey for a car with 206,000km on it.

Would it be worth fixing??

colm_mcm

Car would be worth €2750-€3k-ish if it was ok.
You'd need to put a deposit down on pcp to get any way affordable monthly payments. Usually about €4,000, then you have the optional similar figure of a final payment if you want to keep the car.

Given that you're still paying the credit union off, I can't see this being a great option for you.

Whu557

Could i use the price of the car towards the deposit for the pcp??

Was thinking i could avail of the scrappage scheme going on at the moment at peugeot.

I currently have a few cars I'm looking at.

Could i get a good deal on a dacia sandro by any chance i wonder if they are doing a scrappage scheme??

We can afford about 160 plus what we pay the credit union at the moment. We would of had to get a loan to pay the deposit for a new car anyway if that makes sense.

Thank you for replying

colm_mcm

Car is next to worthless to a dealer as they wouldn't retail it. They'd feck it off to trade/auction

Whu557

colm_mcm wrote: »

Car is next to worthless to a dealer as they wouldn't retail it. They'd feck it off to trade/auction

Would i still be able to avail of the scrappage scheme if they do that?

colm_mcm

I'm not certain they'd count the trade in bonus as the deposit.
Maybe they would.

Whu557

So how would the scrappage scheme work??

Sorry I'm new to all this but giving it serious thought