Motor tax

cena

Why is it if you pay car tax very 3 months of 6 months it works dearer than paying for the full year

HeidiHeidi

cena wrote: »

Why is it if you pay car tax very 3 months of 6 months it works dearer than paying for the full year

Because if you only pay once a year they have that money to use/accrue interest for the full year.

Plus, it's less paperwork/administration if they only have to deal with you once a year.

So they give you an incentive to only renew once a year.

the_syco

cena wrote: »

Why is it if you pay car tax very 3 months of 6 months it works dearer than paying for the full year

I see it as an incentive to pay by the year.

cena

it should workout the same either way. not everyone can pay in full

colm_mcm

Same craic with insurance usually, I wouldn't get too upset tbh.

cantdecide

I earn €319/ week working full time (thanks Bertie/ Enda). I can't afford to pay €385 for my tax in one sitting frankly. I am being punished for not having any money. If I earned enough to afford a slightly better car I would have diesel economy and less motor tax too. I also don't earn enough to qualify for the free charges incentive my bank offers people who earn more than minimum wage.

colm_mcm

That's a bags alright, but €1 a week more to be able to pay it in smaller chunks isn't that bad. I always tax mine for 3 months too, hate committing myself to one car for longer

biko

It's the same with everything. If you pay in installments it's dearer than paying it all off at once.

paulmclaughlin

Printing out 4 discs must be prohibitively more expensive than just the one!

cena

paulmclaughlin wrote: »

Printing out 4 discs must be prohibitively more expensive than just the one!

Not much ink is used

Jesus.

cantdecide wrote: »

I earn €319/ week working full time.

Need an angle grinder to break your chains?

cantdecide

Jesus. wrote: »

Need an angle grinder to break your chains?

It's a sign of the times and it's all character building stuff (I suppose )!! I'ma keep studying part time and look forward to walking out the door eventually. I can't really complain about being warm and dry at work in the meantime and I also can't complain about having a place to go every day because being a construction orphan I didn't have that for long enough. It's hard at the age of 33 to realise I earned more when I was 18 :eek:

Guy:Incognito

cantdecide wrote: »

I earn €319/ week working full time (thanks Bertie/ Enda)..

If you feel you're taking home too much you could always petition to have the minimum wage reduced back to pre Bertie rates

cantdecide

Guy:Incognito wrote: »

If you feel you're taking home too much you could always petition to have the minimum wage reduced back to pre Bertie rates

Well it became the 'target' wage for unscrupulous employers they said it would be and Enda was damn glad to have it.

allthedoyles

Motor tax needs to be made easier to pay ,- should close the motor tax offices and allow us to pay in local post offices / machines , just like other bills , and monthly too rather than the present set up of 3 months minimum

Special Circumstances

allthedoyles wrote: »

Motor tax needs to be made easier to pay ,- should close the motor tax offices and allow us to pay in local post offices / machines , just like other bills , and monthly too rather than the present set up of 3 months minimum

Fuel....

Alanstrainor

If I could just have it direct debited out of my account on a monthly basis that would be perfect, and no penalising for that would be nice too. It's not the worst just throwing 108 a month into an account and paying it off when it comes around. But still annoying.

Special Circumstances

allthedoyles wrote: »

Motor tax needs to be made easier to pay ,- should close the motor tax offices and allow us to pay in local post offices / machines , just like other bills , and monthly too rather than the present set up of 3 months minimum

Queueing up once a month in the post office to see some yoke who has never done a days work get handed a wad of fifties and then hop into a newer car then your own?
For the sake of my own sanity and blood pressure I'll skip!!!

shiftkey

He'd have to buy the angle grinder on the ''never never'' - it'd be quicker to gnaw thru the "virtual' chains!

shiftkey

Does one have to have Car Insurance before taxing a vehicle registered in one's own name?

witchgirl26

allthedoyles wrote: »

Motor tax needs to be made easier to pay ,- should close the motor tax offices and allow us to pay in local post offices / machines , just like other bills , and monthly too rather than the present set up of 3 months minimum

You do know you can pay it online & don't have to bother queuing up anywhere at all.

neilthefunkeone

Nearly 200 euro 'Administrative' charge to pay every 6 months over 1 year.. Good one!!

biko

shiftkey wrote: »

Does one have to have Car Insurance before taxing a vehicle registered in one's own name?

It mentions insurance on the form but I'm fairly sure you don't have to fill it in (at the tax office).
If you tax online it's not needed.

mgbgt1978

shiftkey wrote: »

Does one have to have Car Insurance before taxing a vehicle registered in one's own name?

Technically Yes. You do have to fill in your Insurance details when renewing your Motor Tax (Name of Insurer, policy number, etc).....


.......but, as you don't have to produce an actual Cert, many people simply stick in random details

Paul.k.b.90

mgbgt1978 wrote: »

.......but, as you don't have to produce an actual Cert, many people simply stick in random details

and here me keeping a picture of my insurance disc saved to my phone to fill it in every time my tax is due

witchgirl26

biko wrote: »

It mentions insurance on the form but I'm fairly sure you don't have to fill it in (at the tax office).
If you tax online it's not needed.

You do need it online. They ask for the details of the policy including the insurer, the dates and the policy number. Or at least they did last year for me.

bazz26

witchgirl26 wrote: »

You do need it online. They ask for the details of the policy including the insurer, the dates and the policy number. Or at least they did last year for me.

You can put in a policy number from 10 years ago if you like as they have no facility to verify if the policy is valid or not.

power pants

was in last month to tax my car and told them I couldnt remember my nct or insurance number

just told me to right the name of the insurers and leave the rest blank