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Claim from home insurance

  • 30-03-2015 10:48pm
    #1
    Dubsey
    Registered Users, Registered Users 2 Posts: 174 ✭✭


    Hi all,

    We have a wooden pole just outside our front door which has given way tonight it has been loose for a while. The roof is still intact thank god.

    The question I have is if this would typically be covered under home insurance and if so would it be worth claiming for given it woul prob take around 3 - 4 hundred quid to fix?


Comments

  • #2
    To Elland Back
    Closed Accounts Posts: 1,923 ✭✭✭To Elland Back


    Sounds as if it is a maintenance issue, which is never covered by insurance. What caused it to come down? Your policy excess is likely to be at least €200 regardless


  • #3
    coylemj
    Registered Users, Registered Users 2 Posts: 25,624 ✭✭✭✭coylemj


    Dubsey wrote: »
    The question I have is if this would typically be covered under home insurance and if so would it be worth claiming for given it woul prob take around 3 - 4 hundred quid to fix?

    The answer to both questions is 'no'. Home insurance doesn't cover things that deteriorate over time (you said it was 'loose for a while') so your policy probably won't cover it and even if it did, you seriously do not want to be claiming off your policy for something that small.


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