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Car Insurance (again) - Cover start / end

  • 26-03-2015 11:44pm
    #1
    wonski
    Registered Users, Registered Users 2 Posts: 13,685 ✭✭✭✭


    Hi All,

    I know it might sound like a stupid question, but I hope it isn't:D

    My current policy started at 5:00 am on 28/03/14 and ends on 27/03/15 (as printed on the certificate).

    Some insurers ask what time do you want your policy to start, and other ask for a date only.

    Should I pick 28/03 or 27/03 as a start date in this scenario?

    I know it is very unlikely but which insurer would I have to deal with on 27/03 in case of accident.

    Another question would be which one would have to be called if I had an accident at 5:00am and my new policy would start at the same time my old one expired:confused:

    Not that I am looking to crash into something soon but only realised now that there is a specified time on the cert.


Comments

  • #2
    CiniO
    Registered Users, Registered Users 2 Posts: 16,069 ✭✭✭✭CiniO


    Looks like specified time applies to start of policy only.
    If it says it's valid until 27/3/2015 then it means it's valid until end of that day.
    So you need to buy new policy from hour 0:00 on 28/3/2015


  • #3
    wonski
    Registered Users, Registered Users 2 Posts: 13,685 ✭✭✭✭wonski


    CiniO wrote: »
    Looks like specified time applies to start of policy only.
    If it says it's valid until 27/3/2015 then it means it's valid until end of that day.
    So you need to buy new policy from hour 0:00 on 28/3/2015

    This makes sense.

    Should ask for a refund for unused 5 hours:D

    Thanks.


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